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hi there

I am writing this on behalf of my daughter, she is 27 and bought her first mortgage with her partner 6 years ago.

 

they ahve since separated and bless her she is in an awful mess.

 

She is the only one paying the mortgage, insurances and is struggling,

I suggested she looked at relclaiming her PPI's.

 

He ex is and was self employed at the time and she was working,

I have seen a post stating you can reclaim PPI's because they were not fit for purpose, (self employed and would not pay out)

or that if she claimed on the PPI she would not be entitled to benifits (that was never explained to her).

Any other reasons for claiming on PPI's I am unsure about ( Help needed there)

 

I have looked through her paperwork and from what I can see the mortgage broker JSPXX has got her to take out 2 separate PPI's for her

and her ex and one which is attached within the mortgage through Norich Union, however this is who has taken it over it was origonally by another company.

 

The other two PPi's are two other companies.

 

As a novice I have no idea about claiming PPI's and would be greatful as to where I begin,

what I am claiming them back for and who I would need to contact and where I would get that information from.

 

Also would I claim it back from the mortgage advisor for her or from the actual companies taking the payments.

 

Any information would be greatfully recieved :)

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lots of info below

 

it might be worth while sending and SAR to the companies to get ALL the statements.

 

as for the mortgage

 

looks like a VERY worthwhile reclaim..fleeced blind.

 

always attack the people you are paying or did pay

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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