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un1boy

Credit Card Charges - POCs

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Hello,

 

I know it is still possible to claim back charges on Credit Cards and Loans and I am in the position that I need to enter legal papers towards Halifax as they are refusing to pay out.

 

Have the POcs changed since the OFT ruling or can use the same ones from the bank charges era?

 

I can't seem to seem to find any POCs on the site, so please can you point me in the right direction?


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My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Yes, charges can be reclaimed on Credit Cards and Loans. These were never subject to the OFT case.

 

However, banks are defending - I think there are one or two current threads, I will have a look for you.


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Hi citizen,

 

Thanks for your help

 

I have found some POCS but they are for LTSB cards - I asusme these will be ok

 

Any idea which Address I should use?

 

How far are they defending to, any idea?


Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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shelleys pocs are very good

 

see the barclaycard successes forum

 

dx


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Just to keep you updated, I've just entered the MCOL now. The POCs I found and have printed...so these need to signed and sent to the court and the bank do they?

 

I know the bank have 14 days to reply but I only put a summary on the claim form!! As it's not me claiming, can I just send the POCS to the court and the bank without them being signed, or should they be signed?


Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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