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Going back over the years


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Hi all. I have had 2 successful claims with Santander and MBNA now. What I'm interested in is how far can I go back and I have had many, many forms of credit over the years. Can I apply to a credit reference agency to see what credit I have had and then go down the SAR route with each one?

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Yes you can. Claims for refunds for charges or PPI are all about getting refunds of money paid by mistake. the 6 year rule applies from the date that you knew of the mistake or you could reasonably have done so.

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