Jump to content


  • Tweets

  • Posts

    • A key member of the US central bank, Raphael Bostic, tells the BBC rates might only ease "at the end of 2024".View the full article
    • A key member of the US central bank, Raphael Bostic, tells the BBC rates might only ease "at the end of 2024".View the full article
    • OK, thanks, I won't wait for them. On a side note, some of the posts on here are a bit frustrating, I read through five pages or so of someone going through the court process rooting for them as I'm reading, then nothing, not heard of again. Left here wondering what the outcome was, lol!
    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because there was still £69 owing, I paid it and thought it would correct once the CRA's updated their reporting cycle. However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account ......... has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4111 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

I hope someone can help me.

 

I had a visit from a man claiming to be collecting an unpaid court fine for no tv licence.

 

This was the first I was aware of any court case or problem etc.

the man told me to ring 'them' to sort it and handed me a letter which was headed with Philips.

 

I wrote to tv licence and to Philips stating I knew nothing about any case so could they provide me with details.

 

It has taken weeks for either to reply,

 

Philips disregarded my letter a d have said I've made no attempt to contact them

and tv licence have said as the court have issued the fine they can't change it so its tough.

 

What do I do?

 

I'm so worried about them breaking in to my house,

 

I'm disabled and have two children one of who, is also disabled so I really don't need this stress.

 

I have told tv licence lot and Philips now known as collectica to contact each other

as I am not wasting anymore money on postage

and enquiries for something I know nothing about.

 

Oh and tv licence lot have also given two completely different reasons as to why I got a fine,

 

the first was someone attended and I admitted to using a tv with no licence

 

only problem with this is the date they are saying ist happened I was at a hospital appointment.

 

The second excuse as no one can agree how I apparently got caught was a detector van.

 

Any help on what I can do to correct this would be greatly appreciated. Thanks in advance

Link to post
Share on other sites

Firstly philips are acting as bailiffs not debt collectors

 

With any form of court fine there is right by forced entry

do not let the bailiff into your property

 

Do you have the details of the court that issued the fine?

 

You need to contact the court as you are disabled you fall into vulnerable category bailiff action should stop

This fine will need paying but that can be sorted with the court once you contact them

 

Detector van i thought that was a urban myth i may be wrong?

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Link to post
Share on other sites

Thanks for your quick replies. No I don't have any details of which court etc and neither tv licence nor Philips will give me the information. Yes I had a tv licence at the time so don't know why it even went to court.

Did you get a summons? No? contact your MP, and inform them you are a victim of a miscarriage of justice, viz a fraudulent prosecution for TV licence when you actually had one, and the bailiff AND TVL refuse to give details of court etc, and you never received a summons.

 

As TV Licencing "officials" are actually Capita self employed salespeople, there have been cases where to meet a target they have reported someone for no tv licence when they had one, were caught out and prosecuted for the false prosecution. One came to light when a bailiff called at the address for the fine and the occupier complained to the court brandishing the licence. This is a possibility in your case also.

 

" an officer was convicted in Maidstone Crown Court of perverting the course of justice and four charges of false accounting after he fabricated confessions by four members of the public whom he hadn’t even visited, echoing an almost identical earlier case in Wales."

 

quoted from:

http://www.telegraph.co.uk/comment/personal-view/3563646/Time-to-stand-up-to-the-TV-licence-bullies.html

 

If you can find which court dealt with this, perhaps a Stat dec may work as to not getting the summons, along with a copy of the TV licence that was in force at the time the beak rubber stamped the conviction at the TVL kangaroo court hearing

Others will no doubt have some more advice

Edited by brassnecked

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Thanks for your quick replies. No I don't have any details of which court etc and neither tv licence nor Philip's will give me the information. Yes I had a tv licence at the time so don't know why it even went to court.

 

 

did you ask Philip's for this information over the phone ?

 

you need to ask in writing where you can view the warrant (send them an e-mail) remind them of

The Criminal Procedure Rules 2010

PART 52 ENFORCEMENT OF FINES

5) A person executing a warrant of distress shall—

 

(a)either—

 

(i)if he has the warrant with him, show it to the person against whom the distress is levied, or

 

(ii)otherwise, state where the warrant is and what arrangements may be made to allow the person against whom distress is levied to inspect it;

Link to post
Share on other sites

I have only had contact from them since his visit in writing as I don't trust them to say one thing one day then change it the next. But I will send an email quoting that act, thank you.

 

Ploddertom, I haven't moved recently been living here for 5 years now.

Link to post
Share on other sites

I would be tempted to try your local Magistrates and see if they have any record of you being fined for this. Not the first time a Bailiff has just matched a name with an address without really checking to see if he has the right person.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

@ ploddertom, yes if your name is either very common or even unusual, but initials are different they may try to collect off you for someone elses fine, having had a look at the electoral roll.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

My reply didn't post :s anyway il try ringing around in the morning and see if I get any luck with that. Will they be able to help without a reference number? Sorry for all the questions, thank you for your time and help. Looking forward to a decent nights sleep once I finally stop worrying about these stupid people!

Link to post
Share on other sites

If you can find the court, you can swear a Sytatutory declaration at a solicitors, costs around £5 - £10, or the magistrates court, basically to say you never had a summons for this alleged offence and you have a licence that was vailid at that time.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

I am sorry but this enquiry is actually very SIMPLE to resolve. It is clear that you need to file a Statutory Declaration. Before doing so you need to contact the court who are administering this debt. Please look carefully at the letter from Collectica/Philips and it SHOULD ay something like: HMCTS North London, HMCTS NW or SW etc etc.

 

Please post back and I will hopefully be able to help. If I miss your reply, please send me a pm to remind me to look back here.

 

This sort of query is actually VERY COMMON and the courts will arrange the statutory declaration very quickly. The fine will then be cancelled and bailiff fees removed.

Link to post
Share on other sites

The declaration - see post numbers 13 and 16 - should be free (and quick) at your local County Court. Doing it at Magistrates Court may need an appointment and a fee. I prefer the former to the latter. Identifying the original court is the bugbear. Perhaps it would assist if we could see the letters from Philips and "tv licence" as there may well be a reference number in the text. Haste is required,

Link to post
Share on other sites

If Phillips and TVL won't give details , send a photocopy of the Phillips letter with a request for help to your MP. This could be a phishing expedition by Phillips.

 

As per Lamma, if you could scan and post it up on here, removing personal details it may help

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

It depends which way they have gone about it, I come under gainsborough so they sometimes use Lincoln when dealing with things but S****horpe is closer. I am currently waiting to hear back if Lincoln can trace this. Il get letters put up as soon as my boyfriend gets home as I cannot get to them

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...