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A car cannot be sold to someone if it is subject to certain finance aggrements in someone elses name. It is upto th the seller to clear the finance before selling the car on.

Have you spoken to the seller? From my 18yrs in the motor trade as a salesman I know that sometimes the seller has paid off the outstanding finance as part of the deal with the previous owner but that the systems ie the finance company and hpi still show it as active.This happenswhen a car is "turned around quickley"

I would suggest speaking to seller, to see if this is the case if it is no problem if its not and they deney its on finance walk away

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