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Hitachi debt....


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Hi.

 

I am in a DMP and Hitachi are one of my creditors.

 

Initially they would not accept the payment offer and contacted me via letter and telephone in an attempt to force me to make higher payments than my DMP would allow.

 

I eventually contacted the ombudsman who intervened on my behalf and encouraged Hitachi to accept my payment offer.

 

I've just been looking over my statement from Hitachi which contains details of every payment

and charge since the account opened and it would appear that of the £494.50 outstanding balance,

£207.00 is the result of charges for letters and rejected direct debits.

 

Should I be satisfied that Hitachi are cooperating with my DMP or should I be attempting to argue that these charges are excessive and needlessly punitive?

 

M.

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they ARE a PENALTY

 

get reclaiming + the interest they have caused

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ps hope its a free DMP!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes but you cant reclaim bank account charges as such now.

 

there are links below

treat same as a credit card

 

dx

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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