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Hi.

 

I am in a DMP and Hitachi are one of my creditors.

 

Initially they would not accept the payment offer and contacted me via letter and telephone in an attempt to force me to make higher payments than my DMP would allow.

 

I eventually contacted the ombudsman who intervened on my behalf and encouraged Hitachi to accept my payment offer.

 

I've just been looking over my statement from Hitachi which contains details of every payment

and charge since the account opened and it would appear that of the £494.50 outstanding balance,

£207.00 is the result of charges for letters and rejected direct debits.

 

Should I be satisfied that Hitachi are cooperating with my DMP or should I be attempting to argue that these charges are excessive and needlessly punitive?

 

M.

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they ARE a PENALTY

 

get reclaiming + the interest they have caused

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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ps hope its a free DMP!

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi dx.

 

Yes. It's with StepChange. (cccs)

 

They've been great.

 

M.

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Is it the same process for reclaiming charges from a company like Hitachi as you might from a high street bank?

 

M.

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yes but you cant reclaim bank account charges as such now.

 

there are links below

treat same as a credit card

 

dx

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PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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