Scotscall/arrow global - statute barred

[flynnkev1]

Hi guys & Girls

 

have received a letter from scotscall acting on behalf of arrow global threatening a home visit. Have emailed them the following:-

Dear sir or Madam,

 

I do not recogise the above account please can you do the following:-

 

1) Supply me with a copy of the original Credit agreement.

2) Tell me who the original creditor is.

3) Send a copy of the notice of assignment.

4) Send a copy of the default notice.

 

This will allow me to check against my records.

 

Kindest regards

 

 

 

Kevin Flynn

 

 

any advice would be welcome. They have replied with this....

 

 

Thank you for your email. This is an HBOS account and this is all the information we have. If you require further details you will need to contact HBOS

 

 

Enquiries - scotcall.com

Sales

 

Telephone: 0844 257 8555

 

scotcall

Spectrum House • 55 Blythswood Street • Glasgow • G2 7AT

 

 

This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. This Communication may contain material protected by law, copyright or other legislation. If you are not the intended recipient or the person responsible for delivering the email to the intended recipient, be advised that you have received this email in error and that any use, dissemination, forwarding, printing or copying of this email is strictly prohibited.

 

If you have received this email in error please notify the IT Department by telephone on +44 (0) 141 243 4831.

 

scotcall limited Registered in Scotland - No. SC127277

[BankFodder]

As you have made contact with them, you may as well continue and tell them that - No, it is they who had better contact HBOS.

[citizenB]

If you believe the account is statute barred, then you must tell them. Until you do, they are likely to continue to make your life a misery either by phone, email or on the odd occasion, it has actually been known for them to make a home visit !

 

There is a draft letter in the CAG library for advising DCAs of Statute barred debts.

[BRIGADIER2JCS]

Hi guys & Girls

 

have received a letter from scotscall acting on behalf of arrow global threatening a home visit. Have emailed them the following:-

Dear sir or Madam,

 

I do not recogise the above account please can you do the following:-

 

1) Supply me with a copy of the original Credit agreement.

2) Tell me who the original creditor is.

3) Send a copy of the notice of assignment.

4) Send a copy of the default notice.

 

This will allow me to check against my records.

 

Kindest regards

 

 

 

Kevin Flynn

 

 

any advice would be welcome. They have replied with this....

 

 

Thank you for your email. This is an HBOS account and this is all the information we have. If you require further details you will need to contact HBOS

 

 

Enquiries - scotcall.com

Sales

 

Telephone: 0844 257 8555

 

scotcall

Spectrum House • 55 Blythswood Street • Glasgow • G2 7AT

 

 

This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. This Communication may contain material protected by law, copyright or other legislation. If you are not the intended recipient or the person responsible for delivering the email to the intended recipient, be advised that you have received this email in error and that any use, dissemination, forwarding, printing or copying of this email is strictly prohibited.

 

If you have received this email in error please notify the IT Department by telephone on +44 (0) 141 243 4831.

 

scotcall limited Registered in Scotland - No. SC127277

 

Do you believe this debt is statute barred?

Unless you make a formal request (CCA request with the £1 statutory fee they will not supply the agreement.)

 

Check your credit reference files for confirmation of the status of the debt, come back to me and I will draft a letter for you.

Please be very careful of contact with the creditor, or the DCAs or you may well inadvertanly acknowledge the debt if it is not statute barred.

[flynnkev1]

Hi guys thanks for the help,

 

Hi Brig,

 

The debt is from 1998/1999 at the latest....nothing shows on credit reference files. The debt has been assigned to arrow global but scotscall are working for them i think.

 

Thanks in advance..

 

Kev

[BRIGADIER2JCS]

Kev, any ideas on a date of last payment please?

[flynnkev1]

Must be 1997/1998 i was a very foolish student ....

[BRIGADIER2JCS]

Ok letter coming up after I've had me dinner:lol:

[flynnkev1]

thanks my friend

[flynnkev1]

Hi Brigadier any joy on that letter?

[BRIGADIER2JCS]

Later this evening Kev, OK.

[BRIGADIER2JCS]

To the Compliance Manager

Scott Call

 

 

Ref: as on their letters.

 

 

Sir,

 

I refer to your correspondence in relation to a debt owed to Arrow Global which you claim to assigned to collect. please note I do not acknowedge any debt to Scottcall or your client.

 

I have been prompted by this correpondence to check my credit history and thanks to this I have concluded that any such alleged debt is statute barred and therefore I will not now or in the future make any payment or offer of payment.

 

Should Scottcall ot its client wish to dispute the status of the alleged debt I remind you that it is for Scottcall or its client to provide unequivocal proof that the allged debt is not statute barred.

 

You are now required to close the file on this matter and return it to your client, you will also cease to process all data relating to me and remove it from your records.

 

I require written confirmation of compliance with these instruction within 7 working days from the date of this letter.

 

This is my final response.