Jump to content


flynnkev1

Scotscall/arrow global - statute barred

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2466 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi guys & Girls

 

have received a letter from scotscall acting on behalf of arrow global threatening a home visit. Have emailed them the following:-

Dear sir or Madam,

 

I do not recogise the above account please can you do the following:-

 

1) Supply me with a copy of the original Credit agreement.

2) Tell me who the original creditor is.

3) Send a copy of the notice of assignment.

4) Send a copy of the default notice.

 

This will allow me to check against my records.

 

Kindest regards

 

 

 

Kevin Flynn

 

 

any advice would be welcome. They have replied with this....

 

 

Thank you for your email. This is an HBOS account and this is all the information we have. If you require further details you will need to contact HBOS

 

 

Enquiries - scotcall.com

Sales

 

Telephone: 0844 257 8555

 

scotcall

Spectrum House • 55 Blythswood Street • Glasgow • G2 7AT

 

 

This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. This Communication may contain material protected by law, copyright or other legislation. If you are not the intended recipient or the person responsible for delivering the email to the intended recipient, be advised that you have received this email in error and that any use, dissemination, forwarding, printing or copying of this email is strictly prohibited.

 

If you have received this email in error please notify the IT Department by telephone on +44 (0) 141 243 4831.

 

scotcall limited Registered in Scotland - No. SC127277

Share this post


Link to post
Share on other sites

As you have made contact with them, you may as well continue and tell them that - No, it is they who had better contact HBOS.


Share this post


Link to post
Share on other sites

If you believe the account is statute barred, then you must tell them. Until you do, they are likely to continue to make your life a misery either by phone, email or on the odd occasion, it has actually been known for them to make a home visit !

 

There is a draft letter in the CAG library for advising DCAs of Statute barred debts.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites
Hi guys & Girls

 

have received a letter from scotscall acting on behalf of arrow global threatening a home visit. Have emailed them the following:-

Dear sir or Madam,

 

I do not recogise the above account please can you do the following:-

 

1) Supply me with a copy of the original Credit agreement.

2) Tell me who the original creditor is.

3) Send a copy of the notice of assignment.

4) Send a copy of the default notice.

 

This will allow me to check against my records.

 

Kindest regards

 

 

 

Kevin Flynn

 

 

any advice would be welcome. They have replied with this....

 

 

Thank you for your email. This is an HBOS account and this is all the information we have. If you require further details you will need to contact HBOS

 

 

Enquiries - scotcall.com

Sales

 

Telephone: 0844 257 8555

 

scotcall

Spectrum House • 55 Blythswood Street • Glasgow • G2 7AT

 

 

This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. This Communication may contain material protected by law, copyright or other legislation. If you are not the intended recipient or the person responsible for delivering the email to the intended recipient, be advised that you have received this email in error and that any use, dissemination, forwarding, printing or copying of this email is strictly prohibited.

 

If you have received this email in error please notify the IT Department by telephone on +44 (0) 141 243 4831.

 

scotcall limited Registered in Scotland - No. SC127277

 

Do you believe this debt is statute barred?

Unless you make a formal request (CCA request with the £1 statutory fee they will not supply the agreement.)

 

Check your credit reference files for confirmation of the status of the debt, come back to me and I will draft a letter for you.

Please be very careful of contact with the creditor, or the DCAs or you may well inadvertanly acknowledge the debt if it is not statute barred.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

Hi guys thanks for the help,

 

Hi Brig,

 

The debt is from 1998/1999 at the latest....nothing shows on credit reference files. The debt has been assigned to arrow global but scotscall are working for them i think.

 

Thanks in advance..

 

Kev

Share this post


Link to post
Share on other sites

Kev, any ideas on a date of last payment please?


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

Ok letter coming up after I've had me dinner:lol:


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

Later this evening Kev, OK.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

To the Compliance Manager

Scott Call

 

 

Ref: as on their letters.

 

 

Sir,

 

I refer to your correspondence in relation to a debt owed to Arrow Global which you claim to assigned to collect. please note I do not acknowedge any debt to Scottcall or your client.

 

I have been prompted by this correpondence to check my credit history and thanks to this I have concluded that any such alleged debt is statute barred and therefore I will not now or in the future make any payment or offer of payment.

 

Should Scottcall ot its client wish to dispute the status of the alleged debt I remind you that it is for Scottcall or its client to provide unequivocal proof that the allged debt is not statute barred.

 

You are now required to close the file on this matter and return it to your client, you will also cease to process all data relating to me and remove it from your records.

 

I require written confirmation of compliance with these instruction within 7 working days from the date of this letter.

 

This is my final response.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...