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    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
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Are they stopping social fund?


phil76
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Social fund is changing and this link will explain what changes are happening.

http://www.dwp.gov.uk/local-authority-staff/social-fund-reform/

Community care grants and crisis loans are going to the local authorities,

Crisis loan aligmant of benefits will remain with DWP

Budgeting loans will continue until universal credits is rolled out and will then be replaced by a new system.

 

Sure Start Maternity grants, funeral payments will remain within the DWP

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Social fund is changing and this link will explain what changes are happening.

http://www.dwp.gov.uk/local-authority-staff/social-fund-reform/

Community care grants and crisis loans are going to the local authorities,

Crisis loan aligmant of benefits will remain with DWP

Budgeting loans will continue until universal credits is rolled out and will then be replaced by a new system.

 

Sure Start Maternity grants, funeral payments will remain within the DWP

 

Thanks,do we know how different it will be?

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Phil I don't know how different it will be but it will be different, the money that is given to the LA will not be ringfemced so can be spent however it is deemed so may not even be used for the intended purpose iygwim? but also there is nothing published to say that the money won't be used as intended either. :???:

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Phil I don't know how different it will be but it will be different, the money that is given to the LA will not be ringfemced so can be spent however it is deemed so may not even be used for the intended purpose iygwim? but also there is nothing published to say that the money won't be used as intended either. :???:

 

My money is on LA's frittering this fund away as they see fit, it's just another back door method by the DWP to deprive the needy, the same as the new poll tax, they are forcing claimants to take a virtual cut in benefits, they can sit back and say 'well it's not us that's depriving you, it's your LA's fault for not funding the 10% shortfall elsewhere'.

 

Expect more of these shenanigans in the future.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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As far as I am aware it was the Government that made the decision to go ahead with Social Fund reforms not DWP.

I personally don't agree with the change either but I'm one little person sat on a chair in a JCP so in the eyes of Parliament my opinion doesn't mean diddly squat!

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Oh, lets not forget that the DWP have now advised that Councils can no longer award DHPs to people who need help with Council Tax costs

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sorry, flumps1976, it was not meant as a criticism of you

 

At the moment, people receiving council tax benefit who need extra help to meet their council tax costs, can apply to the LA for a discretionary housing payment to help meet any shortfall, for example if your council tax is £24 per week and you receive council tax benefit of £18 per week, the LA can award a DHP of up to £6 to help you.

 

In April 2013, when council tax benefit is abolished, and local council tax support introduced, a person in the same position would be ineligible for DHPs. Which seems crazy at the same time that millions of households are suddenly going to have to pay significantly more towards their council tax costs.

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At the moment, people receiving council tax benefit who need extra help to meet their council tax costs, can apply to the LA for a discretionary housing payment to help meet any shortfall, for example if your council tax is £24 per week and you receive council tax benefit of £18 per week, the LA can award a DHP of up to £6 to help you.

 

Are you confusing HB and CTB? Discretionary HOUSING payments can only be paid for HB (for private sector tenants) - not CTB.

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Are you confusing HB and CTB? Discretionary HOUSING payments can only be paid for HB (for private sector tenants) - not CTB.

 

nope, not confusing them

 

discretionary housing payments can currently be paid to supplement: -

 

  1. hb/ctb for private sector tenants
  2. hb/ctb for social sector tenants
  3. ctb for owner occupiers

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Still don't understand how the changes are gonna work :/ anytime I've applied for a social fund they've always given me the money,do these changes mean they'll refuse me?i don't understand :(

 

I suffer with depression and anxiety and all these benefit changes make me feel worse,just constant worry all the time it's hell :( :(

 

Just praying I get better soon and find a job and not have all this worry on my mind :(

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I don't think anything has been published to determine how it will be from April, but I can forsee a return to something similar to the old system from a few years ago where someone claimed for an item and had to provide quotes from a store or repair bill if necessary, and a cheque payment will be issued or voucher for that particular item.

Not saying that is how it will be just how I think it could be implemented iygwim? just my opinion for what it's worth

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my understanding is that some local authorities are putting funding into their social services departments, but am guessing it will be up to each council how they administer it

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I don't think anything has been published to determine how it will be from April, but I can forsee a return to something similar to the old system from a few years ago where someone claimed for an item and had to provide quotes from a store or repair bill if necessary, and a cheque payment will be issued or voucher for that particular item.

Not saying that is how it will be just how I think it could be implemented iygwim? just my opinion for what it's worth

 

Back in the 80s that how it was if you need to buy cooker, fridges, washing machine, furniture you would need go in a shop and get quote from the seller then take it to your local DSS office then you'll get a giro for the amount quoted! I did that for my cooker, washing machine and bedding back in 1985 but I add a few extra pennies to get something decent! The cooker I bought that time was second hand but lasted me for 17 years and never fail! :)

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