Jump to content


Barclaycard business

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2464 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts



I have had a bad credit history through no fault of my own, however I have been running a business and using barclays for a few years now as a business account and not got into any trouble.

Does anyone know if barclays will issue me with a credit card?


Many thanks!

Share this post

Link to post
Share on other sites

It is very difficult bto forecast what any lender will decide, if your credit file is bad,a few defaults, late. missed payments,

almost certainly a ''new lender'' will decline, but as a long term customer you will be largely relying on the banks own unique inhouse rating system,of which we have no knowledge so the only way is to ask.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post

Link to post
Share on other sites

Hi Heaton and welcome to CAG


Sadly, the days when you could benefit from a good relationship built with well-known local banking staff are long gone. But if you've been running your a/c with no problems for a while, the bank may look more favourably on any application.


Generally speaking, if your credit rating is poor, you're unlikely to get a normal credit card.


You may get one from from a card issuer that specialises in folk with poor credit ratings. However, you're likely to have a higher APR for the card - typically anything from 29.9% to a whopping 59.9%.


You may benefit from checking your CRA file if you've not done so recently for £2 by post. Or you can do it free online but make sure you cancel the DD mandate that you have to set up.



We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING



                                            Have we helped you ...?  Please Donate button to the Consumer Action Group


Please give something if you can. We all give our time free of charge but the site has bills to pay.


Thanks !:-)

Share this post

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...