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Lloyds TSB and claiming PPI for parent

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Hi

Can anyone give me some advise please.

My mother has banked with Lloyds for over 20 years, she has had a mortgage, loans and credit cards with them over the years. Whenever she took out any finance she was always advised that she had to have PPI cover to guarantee her finance.

She was employed by the same company for most of her working life and had good benefits should she had been unable to work or made redundant.

I have sent away for an SAR and on her latest credit card she was not even working when it was taken out (she was advised by her bank to change the type of credit card she had). I have the agreement that she signed and can't see anywhere that asks about insurance. She is still paying insurance to date and hasn't worked for over 7 years.

 

Do I state this on the consumer questionnaire? And should she cancel her insurance as not sure what she could claim for?

 

Many thanks in advance

J

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If she doesn't want the insurance then cancel it.

 

All of your reasons for mis-selling go in the questionnaire so yes, tell them how it was.


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1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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I thought that PPI was to cover you for sickness and redundancy when employed (sorry if that's wrong)

Not sure what she can claim for as she is not working

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If she is not working then PPI is useless to her.


If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Thanks - that says it all - don't know how they'll get out of that one, especially when they have sent the agreement to us with no mention of PPI x

Will keep you informed as sending off claim tomorrow x

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