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Hi,

 

I took a loan for £400 out with Toothfairy in September (I had taken numerous before and reloaned but had enough of wasting money etc...). I am now trying to sort this mess out and almost there except for this terrible company.

 

I have paid back £400 so far. The original total amount to pay back was £472. Though it's very late paying it back I have given this company so much already I just want to pay them another £72 to close it and be done with it. The problem is they are saying their fees are adding up to another £850 on top of the amount I have already paid and Marshall Hoares are calling and emailing a few times a day.

 

What I want to know is if I pay Toothfairy £72 and ignore them from now on can they pursue me for the rest of the unrealistic they have added on?

 

Any advice would really help as I'm nervous they will pursue it to court or add on an enormous amount of extra fees.

 

Thanks :|

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Hi misc89,

 

In theory they can go to court, but it is unlikely that they will do this. Even if they do this you have a good chance to put a defense in and it is unlikely they will get their legal acceptance fees of 350 GBP through, let alone the interest. They have some flaws in their agreements and they are not watertight.

 

What will continue is their automated email system from Toothfairy, Marshall Hoares, "Solicitors", etc.

 

My advice would be to pay the 72 GBP and to block their email-addresses from your inbox (or to change your email address), so you are not hassled. Anything important will come with letter anyway.


24/7 Moneybox: 195.00 - Oustanding: 0.00

British Pearl/Spondoolies: 752.10 - Oustanding: 0.00

Cash on go/Peachy: 206.30 - Oustanding: 0.00

EarlyPayday: 325.00 - Oustanding: 0.00

Lending Stream: 1398.46 - Oustanding: 0.00

MicroLend: 780.00 - Oustanding: 0.00

Minicredit: 520.00 - Oustanding: 0.00

MonthEndMoney/PaydayUK: 937.50 - Oustanding: 0.00

MrLender: 715.00 - Oustanding: 0.00

Pounds2Pocket: 2328.00 - Oustanding: 0.00

QuickQuid: 1800.00 - Oustanding: 0.00

SafeLoans: 450.50 - Oustanding: 0.00

Speed-E-Loans: 516.00 - Oustanding: 0.00

SwiftSterling: 1295.00 - Oustanding: 0.00

Toothfairy Finance: 544.00 - Oustanding: 0.00

TxtLoan: 450.00 - Oustanding: 0.00

WageDayAdvance: 670.80 - Oustanding: 0.00

Wonga: 1336.86 - Oustanding: 0.00

Total: 15220.52 - Oustanding: 0.00

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