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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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creation credit card/Dryden- court action


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I owe money on 5 different credit cards, that i stopped paying last year. I sent each of them a statement of my financies to show that i couldn't afford to pay. I am paying a secured loan and a car loan. as these are priority debts

 

At this point, i have no money to pay any of the credit cards, and am just keeping my head above water, so to speak.

 

One of the lowest, has had a county court send me a moneywise claim. its for 3.5k and the court says nottingham, (i live east of london). Its a post office credit card.

 

Its asking me to show all my outgoings, and incomings, but doesn't ask for proof of any sort.

 

Is it just a case of registering with moneyclaim, and filling all the details in?

 

never been in this position before, and no info.

 

any advice from anyone?

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Sorry, yes.. Northampton.

Hi Northampton CCis a Bulk Clearing centre for claims if a claim is issued and goes forward the case will be move to your nearest county court.

 

Yes it is a straight forward statement of all your income expenditure used to assess if it is viable to start court action, fill it in honestly and send it back.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Well my outgoings exceed my incoming monthly salary at the moment.

 

When its assigned to a local court, do i have to attend in person? (its very difficult for me to get time off work)

 

i have 5 credit cards that i owe money on, (27k total) - hardly any equity in my home, is there any possibility of a charging order? (i noticed the change of the law from october 2012). where it seems the law has decided that an unsecured debt, is really a secured one !?

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If you have no ''disposable'' income after paying all your priority debts and other committments then they are unlikely to procceed, but IF they did yes you would nrrd to appear if it gets to a hearing.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I registered with the MoneyClaim website.

 

It seems to suggest that i need to make a ''full admission'' ie; i know i owe the money, but i have to then fill in the paperwork? can i not do this online or am i clicking something wrong?

 

Also, it says that if i don't suggest an amount to pay them, then they will decide. I can't really afford anything but a token amount.

 

Back to the full admission point, i know i owe them the majority of the money, but, what can i do to get them to give me info on all the £12 overlimit fee's etc, i don't believe i should admit to having to pay

these, because its their interest that made it go ''over the limit'.

 

when i admit the amount, i just want to admit the right amount on the form, not all these £12.00 pounds they have kept adding ?

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I still don't understand which bits of this form i have to return, and to whom.

 

its very confusing and makes no sense.

 

It says i should ''read the notes for defendant' attached to the claim form, but there weren't any. just 4 pieces of paper. (the claim form)

 

If i admit the full amount, i have to send it back to drydens.

 

(but they have added a lot of £12 payments)

 

if i admit part of the amount (which i do), i have to send it to the court, with another page, the defence.

 

what am i best doing? - if i send it to drydens, is it then up to them if they want to proceed further?

Edited by Moradin
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I think a CCJ is inevitable. it makes no difference, i still cannot afford to pay much.

 

I have completed the statement of earnings, and sent it back to drydens. I'm guessing at this point its up to them to take it further? or does it automatically turn into a CCJ ? (even though i sent it to solicitors)..?

i offered to pay £1 per month.

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