Jump to content


teezee22

Can i ever bank with Bank after broken down relationship- Barclays

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2476 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hie. Just wanted to find out if i could ever re-apply for a bank account with Barclays after they closed my account in 2006 due to defaulted Barclaycard? I did not pay or akcnowledge the barclaycard so that default has just come off my credit file last month. My credit score has improved thanks to good management of my vanquis card and running a marisota account. I nolonger have any defaults on my account and never had any CCJs.

Share this post


Link to post
Share on other sites

Would you want to bank with B/shark again, especially if the relationship had broken down ?

 

It might be in your interest to look at other bank accounts, perhaps one that hasnt yet been caught up in any scandal !!

 

In answer to your question, they claim not to keep any records for longer than 6 years - so if you really feel you must bank with that particular bank, then perhaps leave it a few months and give it a go.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites

Thanks citizen B for the response. I guess you are right. I am not in real need of an account with them. I just wanted to know if it is possible to apply to a bank that has closed an account before.

Share this post


Link to post
Share on other sites

Hi Teezee,

 

Theoretically, you may be able to open an a/c with Barclays but I rather doubt it.

 

They suggest they only keep data for 6 years, we know that's rubbish and they'd be fully aware of your history with the BC a/c.

 

Although the BC debt is now Statute Barred, there's a chance they would even try raiding a Barclays a/c to recoup the debt using the right to Set Off.

 

Avoid problems and use a non-Barclays Group bank.

 

:-)


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...