Jump to content


minia70

Hello everybody:) Help needed!!!

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2497 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello,

On 5th Dec 2012 I've received two letters: one from Cabot Financial and another from Ruthbridge Understanding Resolution about outstanding balance £2625.00 for course Sage Line 50 that I've never maid with company Career Development Finance Limited. That company informed Cabot Financial that I opened the account on 13 Jul 2006 and did not default until 20 Feb 2007 and last payment of £75.00 was paid to the account on 21 Aug 2006.

 

 

The problem is that the course advisor met me in 2006, left booklet, plastic paper clip and I've signed some documents, but few days later, before I started any course I'd found that the standing order had been made without my permission, so I'd contact the Barclays Bank and Career Development Finance Ltd., known to me as Skills Train regarding that. I informed CDF Ltd. that I didn't want to do any course with them. Now after so many years they want something from me for nothing.

 

 

That's not all. I've contact Ruthbridge Understanding Resolution and explained everything, so they closed the case - that's what they told me. Today I've received another letter from Cabot that Ruthbridge has returned my account to them that I do not recall it. I've contact Cabot and they told me that case is still open, I've contact Ruthbridge and they said that for them the case is closed, and they do not have any information about it.

Please help,

Kasia

Edited by citizenB

Share this post


Link to post
Share on other sites

Hi

 

I have moved your thread to the Debt Collection forum.

 

If the last payment to the account was August 2006 and you have not acknowledged this debt in writing since that time then it is Statutory Barred.

 

Send the company chasing you the Statute barred letter which is in the CAG library here...

 

http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred

  • Confused 1

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Share this post


Link to post
Share on other sites

Some thing jumps out here last payment in 2006, has any written acknowledgment been made in that 6 year period, if not the debt is statute barred, the default date is of no relevance if this is the case.

 

So send the following letter to the Compliance Manager at Cabot.

 

Ref: use theirs.

 

Sir,

 

I refer to recent correspondence from Cabot and Ruthbridge regarding an alleged debt for £xxxx .xx originally from xxxx,

please note I do not acknowledge any debt to Cabot or any company you claim to represent.

 

Having received information regarding this matter I have concluded that the alleged debt is statute barred therefore I will not be making any payment now or in the future.

 

You will now cease to process all data relating to me and remove it from your recordswith immediate effect.

 

I am aware of the OFT guidance on debt collection and the sections regarding statute barred debt.

 

This is my final response.

  • Confused 1

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...