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steve1963

CreditExpert. Things that make you go, Hmmm?

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As part of my effort to get myself straight I subscribe to CreditExpert, I feel it give s me a sense of control, not sure it does in reality. Anyhow I logged in yesterday to see that my 'credit score' had gone from 'fair' last month to 'excellent' this month. As far as I can tell nothing has changed, my two default have not miraculously disappeared either. I'm beginning to think that score ain't worth the pixels it's written in.

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You may have a point. My daughter in law's score came back as excellent even though she had several defaults which occurred in the past few years. I dont know what defaults showed on the report but I do know it should not show as 'excellent'.

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Creditexpert part of experian CRA owned by DCAs/banks and there only to further their interests, and most certainly not the likes of yourself.

I have in the past advised all on here to steer clear of these nasty shisters, but have had little success. ( same goes for CCCS by the way).


Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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Creditexpert part of experian CRA owned by DCAs/banks and there only to further their interests, and most certainly not the likes of yourself.

I have in the past advised all on here to steer clear of these nasty shisters, but have had little success. ( same goes for CCCS by the way).

 

You have little success because the CRAs are a very useful tool in personal credit management so the public can keep tabs on what creditors and DCAs are reporting instead of being in the dark and getting nasty shocks out of the blue, not perfect by any means but extremely useful if used properly


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