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help! bought a car with finance owing

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hi all

hoping somebody can give a bit of advice of a vehicle purchase

i carried out a £3.99 vehicle check on my iPhone before purchasing, after i purchased i did a full check silly i know i should have done the full check before handing over the cash!

The 3.99 check does not give info of finance owing just if it has ever been involved in any accidents number of owners etc..

Now I've done the full HPI it shows as finance owing to Santander which was taken out in 2008, over a 60 month period.

The problem is the car has changed owners twice since 2008 and now I'm the third...

now I've spoken to the person i purchased it from he was totally un aware of this and had owned it for nearly 3 years.

I've spoke to Santander and they won't tell me much at all.

The finance is due to end this year, surely by now the car would have been snatched back by the finance company wouldn't it?

am i now liable for the finance owing?- if any? there records may not be updated? is it likey for me to lose the car, even thought i bought it in good faith and it has had a number of owners since?


if anyone can help with some info i would be very great full

thank you in advance!

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