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Forced into Unplanned Overdraft by bank ?

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Is this allowed?


I accidently, in November 3 - 23, went into my unplanned overdraft with Halifax for 20 days.


i did not receive any notification from Halifax that this had happened.


December passes, no charges - Obviously by this point I still do not know I went into my "Unplanned Overdraft" in November


January arrives, I have literally £1 in my account after Christmas...


£105 bank charges hit my account on 5th of January forcing me into an unplanned overdraft...


I do not get paid until 25th which again, is 20 days away from when they put me into an unplanned overdraft with their charges.


As their charges put me into an unplanned overdraft - are they really allowed me to charge me again for this ?


On the phone they said they are more than welcome to charge me for them putting me into an unplanned overdraft... Is this really true?


They have taken money, from themselves, to pay themselves, therefore dosent even effect them - but they charge another £5 a day for this?

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