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    • I have had a secondary thought.  I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale.  I'm not in control of the sale.  The lender won't agree to an order for sale.  The judge won't expedite it/ extract from trial.  Someone here on cag may or may not suggest I can apply for an order v the receiver?  But could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead?
    • You left the PCN number showing, but no worries, I've redacted it. Euro Car parks are very well known to us.  I've just skimmed through the titles of the latest 100 cases we have with them (I gave up after 100) and, despite all their bluster and threats, in not one have they taken the Cagger to court. You stayed there for 2 hours &:45 minutes.  I'm guessing the limit is 2 hours and 30 minutes, right?  
    • If the claimant fails to draft directions the court can order a Case Management Hearing to set them but normally in Fast Track claims the claimant sets the directions...Unlike small claims track which are always set the court.
    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  (thus I don't know if the buyer would have ever proceeded). He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since (inc via new agent requested by lender). I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
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Good evening

 

This happened around two years ago I must confess and although I stumped up the fees the bailiffs wanted, this has been eating away at me ever since as I feel I have been completely stiched up.

 

Background:

I went through a very messy marriage breakup and moved away from down South to East Anglia. My now ex-wife left me in all kinds of crap. Long story short, I then got made redundant from East Anglia and found myself somewhat qucikly back down South whilst going through a severe bout of depression. Anyway, I had a rented flat and I fully admit that I didnt manage to keep on top of things including council tax.

 

Bailiff:

One day in October 2010, I had just come home and come through the front door. There was a knock at the door and there was a bailiff and their monkey boy standing next to them. They asked if I was Mr blah blah to which I confirmed I was and the bailiff pushed past me and stood in the hall refusing to leave.

 

My now fiancee was very scared by this and called 999. The Police initially refused to attend until I said that we were concerned for our safety and they then decided to arrive

 

Police:

The Police were particularly arrogant and were of the view that there was nothing wrong and claimed I had made threats to them (this is for the record completely untrue but the officer who attended has issues with telling the truth)

 

Debt:

The fee from memory was about £1700. We paid this as we had no choice

 

Why am I posting this?

I dont understand how a bailiff can walk into someone's house without permission, surely this is trespass? I was never left details of their "totting up" of my valuables which I understand I should be and surely from reading the other posts, should the Police have allowed this to happen as surely as the home owner it is my choice if I let someone into the house?

 

I realise this is some time ago but it is really upsetting me even now and I remain very angry. Rossendales were as you would expect somewhat disinterested and didn't feel anything wrong had occurred although they never provided me a breakdown of fees

 

I would welcome your advice because this really upsets me and I am very down over it all. I realise some of this was my fault and that is fair enough but I certainly have not been treated fairly at all

 

Thanks everyone

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This is all very typical of bailiff behaviour im sorry to say, however if you can find out some information, its not too late to get a complaint in.

 

How much did you owe the council?

 

How much were the bailiffs charging?

 

How many times did they attend.

 

Did you know the names of the bailiffs.

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Hi

 

I am going from memory here I am afraid but it was around £1200 as a guess, the bailiffs charged a lot on top. They appear to have been to all my old addresses (I moved four times in a year). The bailiff was a Polish chap. I cant remember his name and cant find the paperwork.

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Can you remember who the Bailiffs were? Can you remember which Council they were collecting for? Can you remember the address the Liability Order was for? If so you have 6 years in which to reclaim any overcharged fees.

Please consider making a small donation to help keep this site running

 

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schhhhhhss dont tell PT its in the title of the thread...

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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schhhhhhss dont tell PT its in the title of the thread...

 

dx

 

:doh::lol:

 

 

Sadly, unless you have information with details of the LO, then you may find that complaints etc will be a little difficult to get processed

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Might be worth a SAR if an enquiry at the Council Revenues Dept doesn't get you the information, as to

 

how many liability orders they had for you

the tax years they applied to

when they were obtained

when sent to bailiffs

 

From this information you can start to put together what they were after, and possibly an account number, you could also speculatively send the Acme letter to Dossers, using your house number and postcode as an initial reference to see if they remember whether they ripped you off.

 

"From:

My Name

My Address

.

To:

Acme Bailiff Co

Bailiff House

.

Ref: Account No: 123456

.

Dear Sir

.

With reference to the above account, which was with you 1n 2010, Can you please provide me with a breakdown of the charges.

.

This includes:

a - the time & date of any Bailiff action that incurred a Fee.

b - the reason for the fee.

c - the name(s) of the Bailiff(s) that attended on each occasion a Fee was charged.

d - the name(s) of the Court(s) the Bailiff(s) was/were certificated at.

e - the date of the Certification.

.

This is not a Subject access request under the Data Protection Act S7 1998 so does not incur a fee of £10. You are obliged to provide this information.

.

I require this information within 14 days.

.

Yours faithfully

.

Ripped off customer"

 

 

It may be worth a punt as you have 6 years to claim any overpayment of charges back, as has already been mentioned.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Hi thank you all for your replies

I think the total amount was £1300 from emails I have found which has been paid

What I am really unhappy about is the fact that the bailiff has forced his way into the property and I did not allow him access - the Police let him carry on and I understand this may be a breach of Article 8 of the Human Rights Act but I am not entirely sure about this

Thanks

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Well they certainly didnt have a qualified right, but they would argue that they did.

 

But its interesting and could be argued.

 

The police, unless instructed by a court, cannot aid the bailiff at all in entering a property. They are there purely to stop any breach of the peace.

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Sadly the police are often persuaded to assist, quite unlawfully as it happens to assist a Certificated Bailiff to enter a premises when there is no right, the Lo is misrepresented as a Court Warrant, which it isn't and the police are in awe of the bailiff so like little children they help the scrote, and become criminals themselves.

Edited by brassnecked

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I think for me the main sticking point is the Police really as they did nothing to help me and as you say tried to attempt to stop a breach of the peace (I think it is safe to say I was not very happy) - my fiancee triple 9'd the Police to say someone had forced their way in and they said that they were not initally prepared to attend

Based on this, can I now put a rocket under the Chief Constable of Dibbleshire Police to have the officer held account

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Do it by recorded delivery, and drop one off to the IPCC as well.

 

There are too many cases where the police are called to bailiffs and have the attitude of 'should have paid your bill' about them.

 

https://secureforms.ipcc.gov.uk/Pages/form_complaint.aspx

 

Who can make a complaint?

 

You can make a complaint if you:

  • experienced inappropriate behaviour from a police officer or member of police staff
  • witnessed an incident – for example, you were present when an incident took place or were close enough to see or hear the incident
  • have been adversely affected by the conduct of a police officer or member of police staff, even if it did not take place in relation to you. 'Adversely affected' has a specific meaning within the police complaints system. It is defined at page 143 of the IPCC's Statutory Guidance.

You could be acting on behalf of someone in any of the categories listed above if you have their written permission to make a complaint on their behalf.

What can I complain about?

 

You can complain if you are not satisfied with the service you have received from the police. People who work in the police service should behave appropriately at all times. Expectations about the behaviour of both police officers and members of police staff are set out in their respective Standards of Professional Behaviour. These expectations include a requirement to:

  • act with honesty and integrity, fairness and impartiality
  • treat members of the public and their colleagues with respect
  • not abuse their powers and authority
  • act in a manner that does not discredit or undermine public confidence in the police service.

If you feel that someone working for the police has not met these standards, you can make a complaint.

You can also complain about the way a police force is run – this is called a ‘direction and control’ issue. For example, you can complain if you are not happy with operational management decisions, general policing standards, or policing policies.

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