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Claiming back fees - Risk charge fee


EDD001
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Hi,

 

Back in 2002 I applied and got accepted for a mortgage.

 

I have been scanning through my paperwork and have noticed that the mortgage company, Northern Rock, charged me a fee £1306. The fee is listed next to a statement saying: -

 

"We would only normally lend you £**,*** on the security of the property but are prepared to lend £**,*** subject to the payment of a risk charge fee of £1,306. This non-refundable fee will be added to your mortgage account on completion of the loan."

 

I was wondering if this is a fee which would be able to be claimed back???

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what and they charged int on it

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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it appears to be a higher lending charge

i'e they are taking a risk insuring such a high level of money

 

not ERC

 

not mentioned anywhere as such as being reclaimable

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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