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Claiming charges that were offset against sold debt

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I sued Capital One in 2009 for credit card charges,

they sent a cheque before the hearing,

but they deducted £352.86 of this from the settlement cheque to pay Cabot whom they had sold the debt to.


I now understand that they should not have done this under the offsetting rules,

I have successfully claimed from Monument before over this, shall I be writing to the DCA for the money of Cap 1?


I have just looked through the correspondence from the time and I have accepted the cheque as full and final settlement for paying the money to cabot.


Also, they sent a letter to the court claiming they had paid the full amount under no liability.


So does that leave them open for another shot?


Do I still have a chance even though I achknowledged the payment to Cabot?

If there are spelling mistakes on my posts, I blame the gremlins tapping my keys. :eek:

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correct on both counts


cap1 appear to be coughing again now


rather than disputing PENALTY charges reclaims



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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