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Ruskie1

Barclays creditcard late payments

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Hi I went into debt management over 3yrs ago.

 

I have been paying Barclays monthly through debt management however they have been logging 6 payments overdue continously all this time.

 

I now have my life back on track and applied for a new mortgage but this Barclays 6 overdue payments for years is killing my credit.

 

The original card was with morgan stanley and barclays have stated they dont have the full agreement but i should keep paying anyway.

 

To be honest I am not trying to get out of paying

I need to know can they register 6late payments or more every month

even though I am paying and would i be better off just not paying.

 

I need to do what is best for my credit asap.

 

Please help if you can

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Were 6 payments made late prior to the dmp, if so I'm afraid the entry is correct.

Barclay Card insist that for instance that postal payments are made a minimum of 6 days prior to the due date other methods of payment vary.

 

Unfortunately the credit files must reflect the true conduct of the account.

 

If this has been going on for a long period you could plead with the Data Controller for a ''gesture of goodwill''.


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who is the DMP with

 

and can you clarify, how long '6' has been showing

 

and i'd get another CRA file

 

try noddle, they are free

 

dx


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Hi Ruskie,

 

Before the DMP was in place, did you incur penalty charges and/or missold PPI on this a/c.

 

If so, did you take any action to reclaim such amounts.

 

:-)


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