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    • In the very first claim thread it mentions contacting the claimant is encouraged by the court etc. I was thinking about contacting them and asking about a Tomlin order to put an end to all this, at least I'd be able to stop worrying and maybe get some sleep (currently 4.52am) 😴
    • Hi I'm looking for a bit of help to deal with a claim form from Hoist/ Cohen referencing an old Capital One account please. I have filled out the details below as requested and submitted an acknowledgement of service intending to defend.   In 2007 I sent a SAR and requested a copy of the original CCA from Cap One on this account.    In 2014 Lowells sent a claim form for the same account. I have a copy of a notice of allocation to the small claims track hearing and a copy of the front sheet of ack of service with intent to defend but I have no recollection of its outcome and there are no CCJs on my credit file.    Name of the Claimant Hoist Finance UK Holdings 2 Ltd   Date of issue – 5/11/2019   Date of issue 05/11/19 + 19 days = 24/11/2019 + 14 days to submit defence = 7/12/2019 (33 days in total)   Particulars of Claim This claim is for the sum of £294 arising from the Defendants breach of a regulated consumer credit agreement referenced Under no XXXXX. The defendant has failed to remedy the breach in accordance with a default notice issued pursuant to ss. 87(1) and 88 of the Consumer Credit Act 1974. The Claimant claims the sums due from the Defendant following the legal assignment of the agreement from Hoist Portfolio Holding 2 Ltd (EX CAPITAL ONE). Written notice of the assignment has been given. The Claimant claims 1. The sum of 294  2. Costs   What is the total value of the claim? £369   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC I received a letter of claim & income / exp forms.   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? yes   Did you inform the claimant of your change of address? Not sure claim is for Credit card   When did you enter into the original agreement 2003   Do you recall how you entered into the agreement not sure   Is the debt showing on your credit reference files yes, as closed   Has the claim been issued by the original creditor. Assigned   Were you aware the account had been assigned – did you receive a Notice of Assignment?  from HPH2 to HFUKH2L, I don't have anything from Cap One.   Did you receive a Default Notice from the original creditor? Yes (2007) Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? Not sure, I’ve had letters from Robinson Way.   Why did you cease payments? illness and inability to deal with my debts, I had no money no job and my mental health was in a terrible state.   date of your last payment? 07/2014 paid to Robinson Way   Was there a dispute with the original creditor that remains unresolved? No (PPI and bank charges refunded)   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes   Do I send a CPR 31.14 next asking for the agreement, notice of assignment and the Default notice?   Thanks.
    • It states the charge as: 'did enter a compulsory ticket area without having with you a valid ticket. Contrary to Byelaw 17 (1) of the Transport for London Railway Bylaws Made under paragraph 26 of Schedule 11 to the Greater London Authority Act 1999 and confirmed under section 67 of the Transport Act 1962.' Then a brief statement of facts that the pass did not belong to me, and that I had stated it was due to financial reasons. It then contains information about making my plea and then the statement of the revenue officer. I am of course planning on pleading guilty before the cut off point and attending court (I'm hoping to be well enough to attend anyway). I'm just concerned about the consequences and if there is any point in trying to still reason with TfL now that court application costs are at least involved. I have debated getting a solicitor solely because of what I've read on the internet and what it says about ruined job prospects, I know it's probably scare tactics to get me to hire someone but it is the driving fear behind everything at the moment. 
    • You really MUST respond to the Singe Justice Procedure (SJP) notice and do so BEFORE the 'cut off' date.   Clearly, you will need to plead guilty and by doing so, you will benefit from having a one third discount in the amount of the fine issued.   You do not....I repeat NOT need to enlist the help of a solicitor and by pleading guilty, you will NOT be required to attend a hearing.   what exactly is stated on the charge sheet.    
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pantspulleddown

Help needed with Asda and Town and City parking charge notice please

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Hi All, Hoping someone can help or offer advice as really not sure what to do!

 

I parked in Asda's "free" car park in Biggleswade on 15th Dec but overstayed the 2 hours allowed by twenty minutes as it was manic in the shop due to everyone out christmas shopping!

I have now received a letter from Town and City parking Ltd called a parking charge notice which shows camera images of the vehicle entering and leaving the site which are time and date stamped.

The "charge" is for £70.00 and reduced to £40.00 if payed within 14 days.

My partner is the registerd keeper but it was me driving on the day?

Am i right in thinking there was a new law that came out recently that made the registerd keeper liable?

Should my partner admit that it wasnt her driving and give them my details?

Should I pay or just ignore the whole thing as so many people have said on the forum before its just Im worried the new law may catch up with me.

I went in to the store today to complain to the manager who said there is nothing she can do and was very unhelpful.

I really want to ignore as this makes me very angry to think that we as a family spend thousands and thousands of pounds in this store scince it opened.

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Matters not really. If she tells them you were driving they will chase you, if she doesn't they will chase her and by chase I mean send lots of scary letters, but that's all. In other words you can still safely ignore

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As others have said, ignore it. It is really just an invitation to pay. It is not enforceable in law and despite the threats of credit blacklisting etc. this cannot happen. The only people that can fine you are the police and councils. Private parking companies have no authority to fine anyone. All they can do is to ask if you would like to pay.

 

For further peace of mind visit the motoring forum on the moneysavingexpert website.

 

DO NOT PAY IT. DO NOT EVEN REPLY TO THEM.

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Ignore, ignore and then ignore a bit more

 

Oh! and ignore ignore ignore = shop elsewhere from now on, enough people did that then things will change.


:mad2::-x:jaw::sad:

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I am in the middle of ignoring a Town & City Parking Charge notice we received for overstaying by 20 minutes in December at our local Asda. Which has a MacDonalds where we eat first then moved the car to shop at a very busy Asda. I have been advised that the parking charge notice isn't worth the paper that it is written on. The only people that can take you to court are the people that own the land in this case Asda. i was advised to e-mail the head office but have still not received an answer nearly 1 month later. Town & City are now getting more threatening and have said they will send debt collectors after me for the money which is now £80 (£40 fine increased to £70 & £10 admin charge. I am now going to write to the Asda Head Office address I found on this site. I have been advised to say that Asda are "jointly & severally liable" for the actions of their agents and that any further actions by either of them would be regarded as harassment under the terms of "The Protection from Harassment Act 1997. as a woman on my own i find the nasty letters and threats of debt collectors, reduced credit ratings etc very intimidating but I am also stubborn and it is the principal of the matter and the more Asda ignore me the more i will stick my heals in. Next stop will be to try and get the local paper involved. we will see.

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I am in the middle of ignoring a Town & City Parking Charge notice we received for overstaying by 20 minutes in December at our local Asda. Which has a MacDonalds where we eat first then moved the car to shop at a very busy Asda. I have been advised that the parking charge notice isn't worth the paper that it is written on. The only people that can take you to court are the people that own the land in this case Asda. i was advised to e-mail the head office but have still not received an answer nearly 1 month later. Town & City are now getting more threatening and have said they will send debt collectors after me for the money which is now £80 (£40 fine increased to £70 & £10 admin charge. I am now going to write to the Asda Head Office address I found on this site. I have been advised to say that Asda are "jointly & severally liable" for the actions of their agents and that any further actions by either of them would be regarded as harassment under the terms of "The Protection from Harassment Act 1997. as a woman on my own i find the nasty letters and threats of debt collectors, reduced credit ratings etc very intimidating but I am also stubborn and it is the principal of the matter and the more Asda ignore me the more i will stick my heals in. Next stop will be to try and get the local paper involved. we will see.

 

Personally I wouldn't bother getting into letter tennis. Just ignore them.


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If you do write to them please don't call it a "fine". If you read the thread about Town and City being banned by the DVLA, you will see that the company is suffering from an identity crisis. Ask ASDA what company they have the contract with. Is it Smart Parking, Town and City or Town and City Ltd? If they say Smart Parking, tell them that as TCP no longer exists then you won't have any more dealings with them.

 

As for debt collectors. They won't "send anyone after you", apart from posting off a couple of stupid letters which mean nothing.

 

Or you could just ignore. That's the easier option.

Edited by DBC

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Whilst I agree that getting into the puerile game of letter tennis will be fruitless, a complaint to the store manager outlining his futile parking company, and that their little notices asking you to gift them extortionate amounts of money, will in turn be their downfall, as you are now shopping at a rival store, and will be advising all of your friends and family to do the same, and you will be letting the local papers know also.

 

Not that they have any modicum of respect or care for customers, it's what's in your wallet and purse that matters to them, definitely vote with your feet. let them know how foolish they are then shop elsewhere, oh and I don't think you need anymore confirmation??? But PLEASE IGNORE this unenforceable invoice.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I took the advise on this site and ignored the parking people and wrote to ASDA directly in fact i sent the letter to their head office and to the local store involved. The head office sent me a letter to say basically that they don't get involved in parking disputes and wouldn't interfer. then i got a letter from the local store to say very sorry and parking charge had been cancelled. i have hear nothing since. So go figure.

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I am in the middle of ignoring a Town & City Parking Charge notice we received for overstaying by 20 minutes in December at our local Asda. Which has a MacDonalds where we eat first then moved the car to shop at a very busy Asda. I have been advised that the parking charge notice isn't worth the paper that it is written on. The only people that can take you to court are the people that own the land in this case Asda. i was advised to e-mail the head office but have still not received an answer nearly 1 month later. Town & City are now getting more threatening and have said they will send debt collectors after me for the money which is now £80 (£40 fine increased to £70 & £10 admin charge. I am now going to write to the Asda Head Office address I found on this site. I have been advised to say that Asda are "jointly & severally liable" for the actions of their agents and that any further actions by either of them would be regarded as harassment under the terms of "The Protection from Harassment Act 1997. as a woman on my own i find the nasty letters and threats of debt collectors, reduced credit ratings etc very intimidating but I am also stubborn and it is the principal of the matter and the more Asda ignore me the more i will stick my heals in. Next stop will be to try and get the local paper involved. we will see.

 

Anyone can take you to court.

The difference is the landowner may win, a random stranger who has no proprietary interest in the land wouldn't.

So an important difference if you have been advised TCP "can't", they can, it's just unlikely they would bother, as they would most likely lose.

Your case for harassment would be a first as well. There have been a couple of previous cases, but they have had substantially more detail than the first flurry of letters from a PPC before ending up in court.

 

I'm not saying don't send it, just making other posters aware if they read it.

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Town and City Parking normally pass it to a company called whyte and Co (Begging Letter Specialists) not the best on record, not even very colourful. During the course of last year my wife received a PCN from this company at Asda in Edinburgh, I did everthing to try and get them into court and failed miserably, THEY WILL JUST GO AWAY.

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Well after receiving a couple of further letters from a debt collection agency I have now got one from "Debt recovery plus Ltd" headed "NOTICE OF INTENDED LITIGATION" stating they intend to recover costs of £222.00!

Still holding on and ignoring........

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Hold up. So the muppets are trying to turn a speculative invoice into a legal debt? I think you need to write to the OFT and the DCA about this, as if you leave it, they could try and mark your credit file.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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Hold up. So the muppets are trying to turn a speculative invoice into a legal debt? I think you need to write to the OFT and the DCA about this, as if you leave it, they could try and mark your credit file.

 

Not without going to court, winning, and the op not paying within 1 month and having the CCJ remain on the Register.

 

But keep an eye out for real court papers arriving in case.

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Very true, but if a DCA is chasing a speculative invoice, a full complaint must be made to all parties concerned AND the regulator.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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