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webwonder

HSBC Payment late Experian

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[ATTACH=CONFIG]40335[/ATTACH]I have just checked my file with creitexpert and the past 2 months i have late payment from HSBC showing on my account, i dont owe them any money??

I have gone into the red but paid all charges etc during that period.

I have a HSBC credit Card but that is listed seperately as satisfatory?

What payments could they be marking as late, i have no overdraft, it is just a normal current account.

Edited by webwonder
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I believe these are on my file as i went in the red on my bank account, didnt realise that gets put on file with Experian!! Best stop going in the red!!

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Might be an idea to get a small overdraught to cover any unexpected things, this may prevent any unwanted negatives on your credit file, thats what I have done anyway.

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Certainly a good idea provided the overdraft is not used for ''general'' spending.


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