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Residential status on credit application forms

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Hi All,

 

I was hoping someone could give me some advice please. I have got a chequered credit history due to illness 5 years ago - including 2 defaults (2007 & 2009). Over the past 3-4 years I have no missed payments and 12 months ago managed to get a vanquis card and a capital one card to try and re-build my rating.

 

Anyway to my question..... when I apply for finance - I put my address in and then it asks for residential status. I privately rent the house I live in with my wife however I do own another house (with mortgage - which my ex-wife lives in and I can't come off the mortgage.) As I don't own the house I live in I select 'private rent' - is this correct?

 

Thanks for your help!

 

Cheers

 

Steve

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Yes private rental is correct.


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Private rental is correct as that is the status of your current address.

They will be able to see that you have a mortgage on a different property anyways as it will show up on your credit report

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