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Received a claim form and have now requested for an installment plan. What will happen next?

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A week or so ago i received a claim from Northampton County Court on behalf of Arrow Global/Shoosmiths. It was regarding a £5639 debt (initially with MBNA).


For going on a year i've regretfully been ignoring the debt. Since the receipt of the claim, i've made a huge attempt to cut expenses, in order to make space for a significant monthly installment payment. Through the cuts made, i am now able to offer a sum of £180 per month. I sent a claim form with my incoming/outgoings and am now nervously anticipating whether they will accept the offer.


There are now a few questions which are running through my head about what will happen next. Will i now receive a simple acceptance/rejection letter from Shoosmiths? Will they ask for evidence in the form of payslips and bank statements? Will i be ordered to court in order for them to obtain information?


As an extra note, in a separate letter i was sent, i was told a monthly installment offer would not refrain them from going ahead with a CCJ. I've fully accepted a CCJ will be put on my credit file. What it has left me wondering is, what will be the claimants next step? Will they send me a writ of execution whilst also considering the installment offer?


Sorry for the load of questions. Any help would be greatly appreciated. I just feel pretty bewildered about what will happen next, and would love to know what to expect in advance.



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Hello and Welcome Mahale.


I have moved your thread to our Legal Issues Forum and unapproved your other two posts, please continue to post here regarding this issue.






Any advice I give is honest and in good faith.:)

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when did you take out the card?

did you CCA them?

you can either fight it or you can pay, either way the worse thing that will happen is a ccj.

give more information.

If my advice helped you please click my star

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