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PPI Claim for Company Director already with cover?

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I have been using Virgin/MBNA since 2003 and eventually cancelled the PPI in 2008, after a very demanding phone call.


I am a Company Director and have Keyman Insurance through Lloyds and I also have Insurance through my mortgage covering me for sickness, critical illness, disabilty etc. Would they ever have paid out?


I have found the original PPI cover info sent out in 2003 and an update in 2005.(the second one is just in larger print!) I can not remember how I applied for this card, it would either have been postal or internet.


Can I claim purely for the fact that I already had cover? I dont know if I ticked any boxes or not, so I am worried that I cant go down the mis-selling route?


Would appreciate any help as PPI was usually being charged at £120 per month for years before I cancelled! the balance on the card is now clear but the account remains open


Many Thanks

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