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    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Obesity: Fat People Could Face Benefit Cuts


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The more things the government can find the unemployed, sick and disabled to do, in order to obtain their benefits, the more the jobs will be created and tax payed. It's a knock on effect that keeps the economy going.

 

This is genius, actually. We should insist that, as a condition of receiving their benefits, the unemployed should commit at least one arrestable offence per week. Nothing too serious, of course, maybe just smashing a window or so. The increase in crime will result in the employment of more police officers, judges, probabation staff and so on. Plus, of course, said unemployed people will be required to repay some of their benefits in fines, meaning the state gets the money back.

 

Brilliant! What could possibly go wrong?

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The idea that all politicians lie is music to the ears of the most egregious liars.

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Make walking on the cracks in the pavement a criminal offence, that would net loads of offenders, and no glass shards to clean up.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Make walking on the cracks in the pavement a criminal offence, that would net loads of offenders, and no glass shards to clean up.

 

Ah, but if windows are broken, it also creates work for glaziers. Seriously, why don't we just recruit the unemployed, sick and disabled as an army to create mayhem on the streets. The economic benefits will make us rich, rich, I tell you!

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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Another problem is that the NHS doesn't really give good advice on obesity. They are still stuck to the old concept of losing weight but what really matters is losing abdominal fat. It's easy to lose weight. Just stop drinking water. this is what bodybuilders and boxers do before a fight or competition.

 

What kills people and causes heart attacks is abdominal fat. I bet the NHS hasn't got the resources to advice people on how to lose fat.

"Ask not what your country can do for you, ask what you can do for Poundland"

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Not to mention the fact that there is a thriving industry in slimming pills, drinks, DVD's and books out there that is actually geared towards keeping people overweight, so they keep making money. I've spent my entire adult life watching the women I work with spin from one mad diet to the next, losing weight...quitting the diet...putting it all back on...finding a new diet plan...loosing weight...rinse, lather, repeat.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

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Indeed the only way to lose fat is for energy in to be less than energy out. Of course going to the gym can help that but at the other end it can increase weight as muscle is denser than fat.

 

As for the logic of having a car on DLA if you think about it there is no sense. The car will be made by a foreign owned company so the profit made will be paid to a foreign company etc. If you follow the logic we can create wealth by making everyone unemployed or sick.

I truly hope no one believes that

Any opinion I give is from personal experience .

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Indeed the only way to lose fat is for energy in to be less than energy out.

 

Actually it's much more complex than this. If it were this simple 95% of diets wouldn't fail. We're not combustion engines which is what this simple thinking suggests - we're full of hormones, and biochemical processes which impact how food is used or stored and also effects how much food we want to eat. For instance fructose is processed differently from glucose - excess fructose intake leads directly to insulin resistance in susceptible individuals which in turn impacts how much insulin is released, which in turn impacts how much fat you store and how hungry you get, as well as impacting leptin and leptin resistance and other hormones. This is before you even look at thyroid function, genetics, metabolism issues (as you reduce calories, metabolism slows down, meaning you need to reduce calories even more to be able to lose weight), set point theories, neuorochemical reactions to food, etc etc.

 

Sadly the truth about obesity and weight loss isn't any better reported by the media than the truth about benefit claimants.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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^^^^^

 

What she said.

 

I don't trust the council or the DWP to dictate my lifestyle. Being obese is a personal issue, losing weight wonn't save the UK economy from bankruptcy.

"Ask not what your country can do for you, ask what you can do for Poundland"

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Estellyn I was basically dumbing down one of the basic laws of the universe. Energy can not be created or destroyed it can only be changed.

It is true that crash dieting can alter the way the body works, equally true that exercise can increase metabolism.

I have lost count of the people i have met who claim their weight issue is genetic and not their fault or it's hormones. Mainly it is down to eating too much although i grant you there are some illneses that alter your body and drugs that do the same.

I am overweight because i have a poor diet and drink too much. I have an addictive personality which i now recognise and attempt to deal with. For all that I am still responsible for my own actions.

Any opinion I give is from personal experience .

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Losing weight might actually increase body fat. If you lose weight in a short time you end up losing mainly water. Your weight is less but your body fat is the same, therefore your percentage of body fat is higher after the diet.

"Ask not what your country can do for you, ask what you can do for Poundland"

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Maybe they should start looking into why people are obese instead of just taking their benefits away.

 

I have never disagreed with that and personally dislike the nanny state view of banning products. However I also dislike the capitalist lifestyle we all lead. The world should not be run to make a profit. Unfortunately i do not have an answer of how to change it.

Any opinion I give is from personal experience .

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Estellyn I was basically dumbing down one of the basic laws of the universe. Energy can not be created or destroyed it can only be changed.

 

This is true, yes, but its application to human weight loss is extremely limited. After all, humans need to consume more than just energy to survive - we're not hummingbirds.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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Losing weight might actually increase body fat. If you lose weight in a short time you end up losing mainly water. Your weight is less but your body fat is the same, therefore your percentage of body fat is higher after the diet.

 

More bad headlines. In this case the fat remains the same just the percentage increases. You sound like retailers who would think 50% profit of sales of sales£10 is better than 10% profit on sales of 1000000.

Any opinion I give is from personal experience .

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Losing weight might actually increase body fat. If you lose weight in a short time you end up losing mainly water. Your weight is less but your body fat is the same, therefore your percentage of body fat is higher after the diet.

 

Hello san_d. I'm not sure how much of what you've said is serious. You said earlier that not drinking water would make you lose weight [i imagine through dehydration which isn't good]. I thought drinking water was beneficial.

 

Would you mind clarifying for future caggers please, as this could be important?

 

My best, HB

Illegitimi non carborundum

 

 

 

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I thought drinking water was better too. I seem to remember being told that sometimes if you're "hungry", you're actually thirsty.

 

I heard that too. When I remember, I try drinking water instead of eating straight away to see if it works. :)

 

HB

Illegitimi non carborundum

 

 

 

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A lot of this is relative, any way. At 5' 3" and 9 stone 4lb, I'm the heaviest that I've ever been in my life and feel healthier than I have since I was in my late teens/early twenties. The worst period I've ever had health wise was when I was the thinnest I have ever been...I don't know what I weighed, but I was the legendary size zero, and it horrifies me when I see pictures of myself from that period. I was constantly unwell and tired, I always had colds, throat infections and I picked up every bug going. I looked like an escapee from a concentration camp, not that appearance is the heart of this conversation.

 

Having thought about it, the only time I remember feeling better than this was when I was vegetarian, which is something I'm thinking about going back to...if I can stay away from the evil that is bacon sarnies, lol.

 

The thing about being thirsty when you think you're hungry is actually very true as well, IMO.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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One could try to focus on the crap sold over the counter at all the major supermarkets, chemically engineered rubbish that people on a low budget buy because it's all they can afford, it's all well and good to promote fresh fruit and veg, decent meat, butter instead of that chemical in a tub that's labelled as margarine, the problem is, it costs to eat well and healthily, and that cost is so often out of the reach of those on benefits.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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I most certainly agree with much of that. It is not so bad if you live within easy reach of a big market but supermarkets are so overpriced.

 

I am not sure I have ever known fresh veg so expensive as it is at the moment.

Even spuds will be a luxury for some people.

Eating healthy is not easy on a very limited budget.

I know some of the supermarkets have packs of veg for a £1 but one pack of carrots, is not much use and a £1 is a lot out of JSA for a bag of veg still need stuff to go with it.

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Hello san_d. I'm not sure how much of what you've said is serious. You said earlier that not drinking water would make you lose weight [i imagine through dehydration which isn't good]. I thought drinking water was beneficial.

 

Would you mind clarifying for future caggers please, as this could be important?

 

My best, HB

 

Oh I'm very serious about it. I've lost quite a lot of weight in the last years but I've realized that I need to lose my abdominal fat if I want to be healthy.

 

When people see a fat person they think in terms of weight but this is plain wrong. Athletes have usually a high BMI but they have a lot of muscles, that makes up for their weight, but they also have a very low percentage of fat mass compared to the normal people.

 

Encouraging people to lose weight is wrong because athletes know how to lose weight in a very unhealthy way. I've mentioned the bodybuilders trick of not drinking water before competition. That allowes them to shed a couple of kilos and fit a lower weight category, but this is hardly healthy, isn't it?

 

Most of the short term diets work because people eat a bit less in that period, but they also drink less water. When you lose weight you lose muscle too, not very healthy. This is an extract from an article on the Mayo Clinic website:

The concern with fast weight loss is that it usually takes extraordinary efforts in diet and exercise — efforts that could be unhealthy and that you probably can't maintain as permanent lifestyle changes.

[...]

if you lose a lot of weight very quickly, it may not be fat that you're losing. It might be water weight or even lean tissue, since it's hard to burn that many fat calories in a short period.

"Ask not what your country can do for you, ask what you can do for Poundland"

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... As for the logic of having a car on DLA if you think about it there is no sense. The car will be made by a foreign owned company so the profit made will be paid to a foreign company etc. ...

 

To a degree you're right. But my foreign motability car was built in the UK by a firm that has invested - and continues to invest - hundreds of millions of pounds in the UK.

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