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experian default date incorrect

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hi on delving a bit more into my file noticed that the default date on my repossessed morgage is January 2008 however when counting back the first 8 marker was put on in July 2007. should this be the default date prior to that it states markers of 2 2 1

 

If the default date is incorrect do experien have the authorities to change it or do they have to get capstone to agree it first.

 

Thankyou

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No Experian cannot change the date they need the permission of the creditor to amend the file, so you need to contact the creditors Data Controller and query this, you can place a notice of dispute on the entry until the query is resolved.


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