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Re-Claiming unfair charges.

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I've some secured loans with my mortgage lender.They've been adding interest to the charge of £60.00 per month of interest in the region 14.70% and the interest of the payment missed on the date due.They never pursued me on these a my house is with them and in arrears and they've been to court but as I complained by their methods to the FSA.The case was left to restore at liberty.Also the Loan people adjusted all the loan accounts in March 2011.I think it was something to do with the change of the way they had to do things.They adjusted the accounts and took off all the late payments charges and simple interest charges.So I think that I can only claim back anything from march 2011

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