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arianna22

lloyds unortherised overdraft charges

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hi

 

i.ve got an unorthorised od and am paying back £40 back a month out of my benefits o

nly gets reduced by £17 a month the rest are charges.

 

also defaulted on my other lloyds account which is a current one

 

and a basic one i still use and it was the same there

paying £60 on that i was its now with a debt collector.

 

the overdrafts are bank charges over the years

 

and when they where high they got me in serious debt

 

and so they gave me an unorthrised overdraft to pay them back ,

 

but i just couldn.t break the cycle .

 

tried fo but they sided with lloyds

 

they did refund me some money back of both accounts

 

but it just came off what i owed

 

.I owe them £2800 on my defaulted one

and £1139 on my basic one,

 

can.t open a account anywhere else cause of my defaulted lloyds account

 

i.ve tried so i.m stuck any advice would be great.

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BCOBS and

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?353395-Letter-to-send-if-you-are-being-charged-bank-fees-whilst-on-benefits

 

 

co-op will allow a basic account

 

get your benefits moved to there

 

dx


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