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Safeloans Court Summons - help needed

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I got myself into a bit of a mess with pay day loans and defaulted on them and have attempted to set up payment agreements with the lenders. I am at various stages with them.


Safe loans chose to take me to court despite paying an agreed amount for about a year. They then agreed the same payment against the judgement. However they persisted in writing harassing letters requesting considerably larger payments which I could not afford and were not as the court agreed. I continued to pay the agreed amounts.


Just before Christmas I received a summons to a hearing. I emailed them pointing out that I had been paying as agreed. They however emailed back stating that they were seeking an increase in my payment, but this did just seem like a computer generated letter. The court has only allowed 15 mins for the hearing which I have to travel 70 miles to attend.


What is likely to happen at this hearing? I am paying as agreed following a budget sheet so don't see what they can gain.


Any help or advice would be appreciated.



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If I were you, I'd file a complaint them against them with the OFS(Office of the Financial Ombudsman). Their strategies are tantamount to harrassment.

Collate all the letters, emails and if possible calls you or they have made, as these could be made as evidences or proof of what they've been doing to you.

You can also report them to the OFT(Office of the Fair Trading).

Something should be done about these loan sharks, really.

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