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Finance companies and how they credit check

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I have over the last few months estabilshed that the following companies search (or dont in some cases) the CRA's listed below:


Bank Of Scotland Experian & Call Credit

Bank of Ireland Experian

Leeds Building Society (mortgage) Equifax

Leeds BS Credit Card (MBNA Equifax)

Creation / Sygma Bank Equifax

Santander Experian

Halifax Experian

Barclaycard Experian & Call Credit

Ikano Experian

Nationwide Experian

Interestingly I got Credit from the following companies and NO credit check has been registered either as a full search or a 'soft' search

Moto Novo Finance ( 2 x car credit agreements agreed and paid out

Pay 4 later (part of Standard trust Bank ? ) 2 x furniture agreements paid out etc...


Hope this may help

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