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peteisfishing

Natwest unsecured loan

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Hi all,

 

been falling behind with my unsecured loan with Natwest.

 

This is due to drop in work (self employed) and my daughters regular admissions into hospital due to ilness, however she is picking up now.

 

My partner now has another job which commences in Jan increasing our income and i have a job interview on friday.

 

I have recieved a letter this morning from natwest demanding i call and come to an agreement.

I have been paying 60 pound for the last 4 month as a token payment. The total arrears is now 796.00

 

Thing is they are threatening default and formal demands.

They will also close both my business account and current account.

 

To be honest, this drives me mad.

 

I have had accounts with them for 25 years, business account for 3 years.

 

In that time, at no point has their so called business manager ever contacted me, either to give advice or to see how the business is doing....

....no service what so ever.

 

Still take their fees though!

 

should i call or do all by post?

thing is i need these accounts to stay open.....

 

On another note,

in the summer i sent a SAR for all my previous loans and accounts to look for PPI,

but they simply refused saying all the accounts were closed and no infor is held?

surely this cannot be correct

 

cheers

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Records of accounts should be kept for six years after the account is closed, then disposed of.


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got PPI or PENALTY charges on this loan?

 

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