Jump to content


  • Tweets

  • Posts

    • So this is alleged fraud, rather than a normal debt situation.   Why have UK authorities not been involved, if the person has lived in the UK ?   Perhaps they have tried and got nowhere, so use these interpol red notices to have them detained in a third party country.    I have read online articles that say these interpol notices are being abused by Banks based in UAE.          
    • So nothing to do with deprivation of capital, but bad choices of how they spend benefit monies.   Sounds like they are on a downward spiral to living on the streets and getting into an even worse situation.
    • 4 th time we've merged your threads  for complete history of your story please keeps to one thread
    • @dx100uk @ anyone else interested in Fighting HSBC UK  Staff/department non compliance and incompetence/interference in between HSBC UK and customers.   I wanted to know what you guys had to say about the reply i got from HSBC UK today.    Recap. I originally turned to HSBC UK to be reunited with Money i saved in accounts that where frozen and made dormant during the year 1995.   HSBC UK Teams tell me that HSBC UK only allows them to have access to account records dated back 6 years. there for they do not have the records, can not locate the records i requested for in my SAR. there for HSBC UK teams Ignored my SAR application for records of accounts made frozen and dormant during the year 1995. HSBC then claim if the accounts where closed they will no longer hold records of these accounts and tell that to the ICO. I again explained to HSBC UK and the ICO the records of accounts where left frozen and dormant.   HSBC UK teams continue to tell me over the phone that The records i requested for in my SAR, will not be located or do not exist because HSBC only allows them to have access to records of accounts dated back 6 years.    I returned to HSBC highlighting there is no such provision in the Data Protection Act.   HSBC UK teams today totally ignored my complaint again and confirmed with me they are classing my complaint as wanting to locate accounts that where closed.   Let me know what you think about the  HSBC UK teams response to my last complaint. Is there any other letters i can send them to confirm thay are not correct about what they have done.    The HSBC UK letter starts of by:You've been unable to recover funds you held in HSBC UK Accounts that were closed in 1994 to 1995, and to obtain the account details for the accounts concerned. You've been advised that we only retain records for up to 6 years, but you've been unable to locate any provision for this within the Data Protection Act (DPA). You require a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned. You feel your Subject Access Request (SAR) has been ignored by HSBC UK.   HSBC UK Teams now go on to explain: In respect of you being advised we only retain records for up to 6 years, but having been unable to locate any  provision for this within the Data Protection Act (DPA), I can confirm that under the DPA, we are obliged to only keep records for as long as we deem necessary, in order to effectively manage our data. So, for most cases, this will be for no more than 6 years.   In regards to your request for a Certificate of Destruction from HSBC UK to evidence the destruction of the data concerned, I regret that this isn't something that we can provide, as we don't keep records of when individual customer data was destroyed. I'd also like to clarify that if the accounts concerned were closed after becoming dormant, that we would have sent you closing statements at the time.   Lastly, I'm sorry you feel we've ignored your SAR. I want to assure you that we'll always look to accommodate a request for a SAR as best as we can. However, if we're unable to locate the account details and information required, this will mean we're unable to fulfil the request, which has unfortunately been the case on this occasion.   How else do you think i can highlight to HSBC that the teams dealing with My complaint, and request to be reunited with my money is not going to departments that can deal with my demand for services.?  
    • Hi   I have to agree if you have paid off the debt owed to them via this meter and are up to date on your bills  I would look at changing supplier and as said asking new supplier to install a standard meter and look for the best deals for you.
  • Our picks

RHA

Prosecuted for failing to present a valid ticket

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2511 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi All,

 

There are a few threads here which talk about train fares going to court, but all seem to have their own little quirks making them unique. Any advice on my situation would be much appreciated.

 

A few weeks ago I received a note from a court across the country saying I owe a £200 fine.

 

Upon contacting the court they said it was for not presenting a valid rail ticket.

I do recall the incident 18 months ago, when I was a student I was stopped and found to be carrying an out of date railcard

- the new one had been posted to me by the NatWest but I hadn't gotten around to putting it in my wallet yet.

 

The ticket inspect told me that I'd be sent a penalty fare (£20) and would have the opportunity to appeal or pay it.

Fair enough I though - I hoped the railway might accept the appeal as I did indeed own a valid railcard but was prepared to pay the £20 for the simple mistake.

 

The inspector wrote my address down from my driving licence, but I also gave him my term-time address in his notebook as this would make picking up the penalty fare easier,

and I went on my way without any sort of receipt.

 

Weeks turned to months and I forgot about the issue, assuming the railway had let this go

- after all it's a £3 discount on a train fare we're quibbling over.

 

Little did I know, however, that address I wrote in that notebook hadn't made it's way onto an envelope correctly enough for the postman to find me,

and without a response the TOC had sent the issue to court.

 

So, a year and a half later, the court sent me a letter (to the address on the driving licence) demanding £200.

 

Having been in touch with the TOC, they've advised me to complete a statutory declaration stating that I didn't receive any notice about the court proceedings.

 

I have an appointment to do this at my local court next week.

 

What can I expect now?

 

If the offence is returned to the railway, couldn't they just prosecute me again leaving me still with a £200 fine?

 

Would they likely settle out of court the second time around, if so, what should I expect - a £20 penalty fare or likely substantially more?

 

This seems quite unfair as the mistake is theirs.

 

Finally, I am about to start a new job.

They will do a credit check and criminal record check on me.

Will this show up?

 

I will of course tell them anyway just in case, but if I have a criminal record they'll probably not be happy! Do I?

 

Any advice on what action I should take and what outcome I can expect would be much appreciated.

 

Many Thanks,

Share this post


Link to post
Share on other sites

hi rha

 

get that sd done

 

that should reset it back to before the case.

 

then write a letter appealling to the TOC with a copy of your valid railcard

 

they might well drop it altogether.

 

others will be along soon to clarify if i'm right

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

Share this post


Link to post
Share on other sites
hi rha

 

get that sd done

 

that should reset it back to before the case.

 

then write a letter appealling to the TOC with a copy of your valid railcard

 

they might well drop it altogether.

 

others will be along soon to clarify if i'm right

 

dx

 

Yes, exactly so dx100.

 

Once the statutory declaration is made on oath before a Magistrate, the Court will set aside the original conviction making this null & void

 

The TOC will be advised by the Court office that they will be free to issue new a summons without time constraint to begin the prosecution afresh if they wish.

Share this post


Link to post
Share on other sites
The ticket inspect told me that I'd be sent a penalty fare (£20) and would have the opportunity to appeal or pay it.

 

The first thing that you must do is make that Statutury Declaration, otherwise the conviction & penalty remain in force.

 

Just one thing intrigues me, I have selected the quote above from your original post because it is very important.

 

When you were spoken to by the inspector, were you handed a printed Penalty Fare Notice at the time of travel?

 

The question is important because you cannot be sent a Penalty Fare Notice through the post, you may be sent reminder letters, but not the original notice, which you would be asked to sign at the time of issue.

 

If the TOC decide to reissue a Summons, which is likely, this will be an important point in any new action.

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...