Jump to content


  • Tweets

  • Posts

    • pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual  note the long gateway number given  then log in .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked  you DO NOT file a defence at this time  click thru to the end  confirm and exit MCOL. . .  get a CCA Request running to the claimant https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/  leave the £1PO blank and uncrossed . .  get a CPR 31:14 request running to the solicitors [if one is not listed send to the claimant] . . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . . type your name ONLY no need to sign anything . you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]  
    • Could you perhaps use the quote button so as to minimise confusion?  It's difficult to distinguish between what you quote and what you are saying.  (Actually it is quite easy to tell the difference).
    • Name Of Claimant - Lowell   Date of Claim - 11th nov 2019   What is the claim for – the reason they have issued the claim? 1)   the defendant entered into a consumer credit act 1974 regulated agreements vanquis under account reference xxxxxxx 2)   The defendant failed to maintain the required payment, arrears began to accrue 3)   The agreement was later assigned to the claimant on 29 September 2017 and notice given to the defendant 4)   Despite repeated requests for payment, the sum of 2247.91 remains due outstanding And the claimant claims a)The said sum of £2247.91 b)The interest pursuant to S 69 county courts act 1984 at the rate of 8% per annum from the date of issue, accruing at a daily rate of £xxxx, but limited to one year,  being £xxxx c)Costs   What is the total value of the claim? £2247.91   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? No I received the PAP twice?   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? NO   Did you inform the claimant of your change of address? NA Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? CREDIT CARD   When did you enter into the original agreement before or after April 2007 ? NO   Do you recall how you entered into the agreement...On line /In branch/By post ? BY PHONE/POST   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? YES   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DEBT HAS BEEN PASSED TO LOWELLS   Were you aware the account had been assigned – did you receive a Notice of Assignment? I CANNOT RECALL   Did you receive a Default Notice from the original creditor? I BELIEVE SO YES   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? NO   Why did you cease payments? LOST MY JOB AND COULDN’T AFFORD PAYMENT/INTERESTS   What was the date of your last payment? APPROX JAN 2015   Was there a dispute with the original creditor that remains unresolved? I asked for the CCA and they sent me a computer printed balance statement   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? I believe I contacted them explaining I had lost my job and for a holiday period which they refused. Although I cannot recall 100%   Just to sum up what has happened through this thread: -       defaulted around May 2015 -       2017 lowells got involved, asked for my CCA from OC and SAR. Vanquis, no acknowledgement of the dsar/ sar, they have however sent me their terms and conditons, fact sheets, along with 2 computer print outs of my details. I think they were considering it the CCA. -       lowells sent pap, replied, they sent again, replied again -       Court claim    
    • sorry busy day attached is a large file re clear agreement/ T&C's   is that obscured signature typed or your real sig? Exhibit__Cabot_Vs_Roland.pdf
  • Our picks

Hacked_Off

Universal job match-another scam

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2225 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I've applied or a job via ujm as a office junior. Got this email back:

 

Thank you for application for employment with Morgan Thomas Recruitment

 

Whilst your application and CV is assessed by our recruitment team please could you take 5 minutes to update your details using the following link. You will need to answer a few questions and upload your CV onto the database. This way your application will be added to the systems that we use for our recruitment purposes.

 

Click Here

 

Thanks for your time, if you are successfully chosen for the next stage of our recruitment process one of the team will contact you within 7 working days to arrange a face to face interview therefore please ensure all your contact details are correct using the above link.

 

Recruitment Team

Morgan Thomas Recruitment

 

When I click here it takes me to cv library, when I search than me there is no office junior job!! Am I missing something!!

Share this post


Link to post
Share on other sites

I would expect it's just a ruse by a recruitment agency to get more people on it's books ...

Share this post


Link to post
Share on other sites

That's the thing though, I'm already on their books!! I've deactivated my account

Share this post


Link to post
Share on other sites

This is what I (would) do:

 

1) If I have found a job on the UJM website and I have to apply to make my advisor happy, I just click on the "Apply" button and forget. I don't have to reapply again for the same job, it's up to the agency/employer to fill my data into their database. That's what they are paid for.

 

2) If I have found a job on the UJM website and I am really interested in that job, I google the agency/employer and apply directly on their website. There are more chances that my data go directly into their books from their website than just sending an email, which might end up in their spam filter.

 

Disclaimer: this is not legal advice, just my personal experience.


"Ask not what your country can do for you, ask what you can do for Poundland"

Share this post


Link to post
Share on other sites
Based on this companies experian report, I'd give them a wide berth.

 

Hello and welcome to CAG.

 

I'm afraid I can't read your jpeg image, it's too small. Would it be possible for you to post a pdf file please?

 

My best, HB


Illegitimi non carborundum

 

 

 

Share this post


Link to post
Share on other sites

Also when applying for a job on the universal job match website, how come it won't let you download a different CV as I've just appied for two jobs and when i clicked on the cv I wanted the correct one wasn't sent. I know you are only allowed to have 5 CVs stored but what happens if you want to delete one of them as the CV would've be sent to the employer/agency after you have applied for the job.

Share this post


Link to post
Share on other sites
Hello and welcome to CAG.

 

I'm afraid I can't read your jpeg image, it's too small. Would it be possible for you to post a pdf file please?

 

My best, HB

 

Ooops. Sorry about that, I will do it tomorrow from my desktop.

Share this post


Link to post
Share on other sites
Also when applying for a job on the universal job match website, how come it won't let you download a different CV as I've just appied for two jobs and when i clicked on the cv I wanted the correct one wasn't sent. I know you are only allowed to have 5 CVs stored but what happens if you want to delete one of them as the CV would've be sent to the employer/agency after you have applied for the job.

 

Hi Louise. Can I ask, why would you need more than 1 CV?

 

Cheers.

Share this post


Link to post
Share on other sites
Also when applying for a job on the universal job match website, how come it won't let you download a different CV as I've just applied for two jobs and when i clicked on the cv I wanted the correct one wasn't sent. I know you are only allowed to have 5 CVs stored but what happens if you want to delete one of them as the CV would've be sent to the employer/agency after you have applied for the job.

 

For technical questions, I'd grill the JCP adviser that mandated me to use the system - Make 'em squirm :madgrin:

 

In the meantime, I'd apply directly with the CV I want to send.

 

Can I ask, why would you need more than 1 CV?
One would usually tailor the opening statement to suit the vacancy and perhaps emphasise certain hobbies/interests or skill set. Some sectors expect CVs to be in a certain style, whilst others will want to see a different format. Then there are the jobs that you have been mandated to apply for, and you know you have a cat in hells chance (wrong location, bad pay/conditions, or not qualified), in which case, default to the baseline version. Edited by Mr.P

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

Quote
No... you can't eat my brain just yet. I need it a little while longer.

Share this post


Link to post
Share on other sites
Hi Louise. Can I ask, why would you need more than 1 CV?

 

Cheers.

 

There's a school of thought that says you should tailor your CV for particular vacancies, or at least for particular types of job.


PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Share this post


Link to post
Share on other sites
I've got a CV for admin roles and one for Purchase Ledger roles.

 

Yeah, that's the sort of thing I mean. If I apply for an IT job I would want to focus on a different set of skills than those I'd highlight if I was applying for an admin or Civil Service role.


PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Share this post


Link to post
Share on other sites

Just don't use UJM, just upload a basic CV with obfuscated details. Use Indeed.co.uk instead, but don't log in. Just follow the links to the vacancy and apply on company website. A colleague has created a fake employer profile on UJM. It's scary!


"Ask not what your country can do for you, ask what you can do for Poundland"

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...