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parkez6

welcome finance multi claim

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hi to everyone,new to this so bare with me.

in 2000 got involved with welcome finance and over the next 4 yeays took out loans a,b,c,d& e.

c&d were both running at the same time and eventually consolidated into e.

a,b,c were all consolidating eachother..hope that all makes sense?

all the loans had some sort of insurances on them ie medicare,lifecover and ppi.

 

sent a sar and recieved the information.

informed welcome would be making a claim and recieved standard reply of not being regulated for the loans of a,b,c,d and to there records they had no ppi showing on e. on credit agreement it shows medicare and lifecover added.

was advised to contact the insurer (aviva).

 

replied with letter before action that it was them who issued the loan and therefore them i was pursueing.

my question is am i doing right by taking them to court and is there another way?

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no sod 'em go for it.

 

so you got all the agreements from them

 

well done

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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just the agreements from the last 3 loans but all the information required from the other two is in the sar information.

bit nervous about the court action but will not let them get away without paying.

just after some comfirmation from someone who has done this and actually won.

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was this a reply from welcome or the welcome staff operating under the guise of the FSCS

DX


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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sar sent to welcome reply from welcome.

twice they have said no ppi on the loan i took out after feb 2003 and yet the agreement clearly states medicare and lifecover!

is this not fraud?

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they are not PPI.

 

however, if they were mis-sold, then they can be reclaimed

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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hi and thanks for your prompt reply.

when i made the claim i asked for all insurances to be included.

they still say they have nothing to investigate even though it was taken out after feb27 2003.

am i being fobbed off or am i getting it totally wrong?

thankyou

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