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anna15

Who does vehicle belong to?

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Can anyone clear something up for me please.

 

If someone is registered owner and keeper of a car but their sister took car on finance in their own name who does the car belong to?

 

Ie mother took finance on car for her daughter

but daughters name doesn't appear on finance agreement

and car is registered to daughter.

 

On dvla documentation it states registered keeper is not proof of ownership?

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IMO the car belongs to the mother unless gifted to the daughter, and the ownership detais changed.


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keeper is not the owner

 

dx


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The car has never been gifted to her. She pays her mum monthly for car.

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you need to be a wee bit careful here too

 

the finance co. will not be too pleased to findout the driver is not the payee either. [fronting]

 

BTW:

 

if its HP, neither of you own it!

 

even more so if a BOS is involved!

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

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Hi,

 

I isn't hp its a loan through finance company. Car showroom advised the mum applied flowing daughter being refused finance .

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The car belongs to the mother end of story.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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is the car mentioned on the 'agreement' and does it mention 'Bill Of Sale' anywhere

and signed on trade premesis

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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The cars details are on the finance agreement ie make, model etc. dies not mention bill of sale anywhere and it was signed on premises. Why does this change anything?

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does the agreement say personal loan?

 

the agreemet might have been signed on the trade premesis

 

but does the agreement actually say something like

 

signed on trade premesis

 

i'm trying to find a thread for ref for you.

 

who was this BTW....not armold clark or yes car etc please.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

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WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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It does say personal loan and doesn't mention anything about premises on it. It was Arnold yeah.

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then it matters nowt

 

then its a personal loan, nothing to do with the car

its a clever ploy that makes you think they have power of seizure etc

they don't.

 

doesn't matter who owns, keeps, drives, the car

 

they have no call on it even if the finance failed.

 

sorry for the run around.

 

so effectively you can forget the finance all together

that has no bearing on who 'owns' the car.

 

is a pers agreement between your daughter & you.

 

though she is paying you....

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Fantastic thank you for clearing that up for us. I did think it was strange how no guarantor was needed. We Were told this wasn't needed as it was just like me taking out a car. My Ddeb details were set up and sales guy stated my details for Ddeb could be for as little as 1 month then I could call and change bank acc it came from ie change to daughters bank details.

Edited by anna15

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IMO the car belongs to the mother unless gifted to the daughter, and the ownership detais changed.

Deleted

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