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    • Hi Ade,   Stop speaking to them by phone and keep contact in writing only, which you've said you prefer.   Send TT a SAR by post immediately. The data you get back should enable you to see what they think you owe, and how it's made up.   Also write to BW Legal confirming you dispute the alleged debt owed to TT and have written to TT seeking data, so BWL must stop demands until TT have replied to the SAR you've sent them.
    • Please do although obviously I don’t know the facts from your side but at least I can tell you how much of a cut and paste job it is.
    • Please check back for a full reply tomorrow. However, it would help if you would introduce pergo spaces into a story full stop it's very long and especially for people with small screens it's very difficult to follow when it is so compacted.   I think this straight has become rather confused because of the third party account which we received at the outset. I think it will probably be helpful if you could repost your story but on a new thread and more openly spaced please.   Then we can start to have a closer look at it. However, as I've already suggested, I think there are two issues. The question of your liability in the accident and the problem of how you have been persuaded to take a rental car at such a high rate.    I would suggest that you hold off telephoneing anyone until we have had a closer look.before you do anything on the telephone. You have obviously had some very important conversations but you don't have any evidence of them. Although the other side may say that they have recorded them, you you may find it difficult to get hold of those recordings if in fact those recordings incriminate them in any way. for instance if they have promised you that you don't have to pay anything for the hire car, that would be an extremely useful conversation to have but you may find that it is difficult to get hold of.   please start a new thread it will be much easier to continue from there                                
    • When I sadly lost my job a while back, i reportd it immpediately to DWP as you are supposed to, but didnt realise at the time that the day I reported to them was the day before I was paid out for the last month. I was actually paid extra whem I left as it was cheaper than redundancy fort the business and at the time it was a good financial move (so I thought).   I was paid on Fri 26th Jan, they paid me out 2 months in one go. I reported to DWP on the 22nd of Han that I was made unemployed, had the letters and evidence. As they spun the story, because of their assesment dates and that, my first payment was on the 1st May and reassured that it works the other way around. That when work starts again, if I dont actually receive money from the company during the assesment period, there wont be an issue as it balances up.   Can I believe this or was it another spun story? I'm concerned that as I'll be paid monthly, (Starting on the 15th paid on the last day of the month), assment ends on the 22nd. Tha they'll take that money into consideration.   I'm just concerned due to the disparity it would cause between 4 odd months I endured with zero income because of how their system works and whatever they ahe in place to counter at this end of the claim.   Anywa, it's just awonder.   Cheers,   Ade    
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies
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50k a week you dont know what your missing:lol:

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No, that would be too obvious, I want a recount:lol:

 

Do you think it could have something to do with scoring more goals that the other team ;)
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.......

lfc tonight, shld be interesting.

 

lfc get away with a draw, down to the last game v basel (thanks to real madrid)

we really have got nothing up front without sturridge.

IMO

:-):rant:

 

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liverpool win, birmigham and fulham heading for promotion:madgrin:

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Ideally Liverpool finish in the top four, birmingham play offs, Fulham auto promotion, we won but played poorly.

 

liverpool win, birmigham and fulham heading for promotion:madgrin:
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I know it's hard to believe, they did actually win, beats losing and drawing:madgrin:

 

The jokes go in a different section :)
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Ideally Liverpool finish in the top four, birmingham play offs, Fulham auto promotion, we won but played poorly.

 

not quite ideal, fulham playoffs, birmingham auto promotion:-)Gary now 5 games unbeaten:-)

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.....Gary now 5 games unbeaten:-)

 

and you didnt seem too hp with him in not so long ago :)

 

lfc top four, or below europa spot. dont want thurs/sun games :)

 

hearts lost!

IMO

:-):rant:

 

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We shall see, a long way to go, there aren't any outstanding teams teams.

 

not quite ideal, fulham playoffs, birmingham auto promotion:-)Gary now 5 games unbeaten:-)
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Football fans are very fickle.:-)

 

and you didnt seem too hp with him in not so long ago :)

lfc top four, or below europa spot. dont want thurs/sun games :)

 

hearts lost!

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No mid-table, where ever that is.

 

Aren't Fulham somewhere near the bottom of the Championship?

 

Another good weekend of football.

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hearts lost!

 

Yeh, 4-0 to Celtic in the Scottish Cup, had a man sent off after just 8 minutes, celtic given a penalty for nothing.

 
 

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excellent bloke Gary,:oops: works for so little we can even afford to

 

have Zigic back:-)(so long as he can get a work permit of course)

PLEASE HELP US TO KEEP THIS SITE RUNNING

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All about the league for me, lets win that.

 

Yeh, 4-0 to Celtic in the Scottish Cup, had a man sent off after just 8 minutes, celtic given a penalty for nothing.
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All about the league for me, lets win that.

 

:thumb:

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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:thumb:

 

ditto, hopefully odds on. can they do it unbeaten :)

 

ps, also cant believe that pen was given, the kelt conned the ref :)

 

Leeds up for sale?

IMO

:-):rant:

 

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