NIGEL 1804 back for the rest.

[**Tilly**]

hi nigel

you need to fill out your n244 with your witness statement attached with any evidence supporting your application the fee is £35.00 but if the bank objects it will cost.£65.00 and will go to a hearing

[stonedecroze]

Or you can pay the £65 straight off and ask for a hearing, but it will prob pay you to ring the court to check if these fees are still correct as some (most ) court fees were changed on 1 October. If you only pay the £35 fee and the court decides on a hearing, then you should not have to pay any other fees. Good luck!!

[nigel1804]

JUST WANT TO WISH ALL YOU HARD WORKING FIGHTERS A VERY "MERRY CHRISTMAS AND A HAPPY NEW YEAR". KEEP UP THE GOOD WORK AND MANY THANKS FOR THE HELP AND ADVICE OVER THE YEARS FROM THE MODS TO THE HELPERS.

 

I WISH THE SAME TO ALL THOSE POOR ROBOTIC PAWNS THAT ARE THE BANKING STAFF, WHO NOTHING DAUNTED HAVE TO CONTINUALLY BE TREATED LIKE MUSHROOMS AND CHURN OUT THE SAME BLURB BY ORDER OF THE MANAGEMENT,JUST SO THEY CAN HAVE A CHRISTMAS TOO. HAVE A NICE REST WHILE YOUR STAY'S ARE IN ACTION. THE HARD WORK WILL BE IN JANUARY WHEN YOU HAVE TO CATCH UP WITH THE BACKLOG OF REPAYMENTS:rolleyes:

 

MERRYCHRISTMAS AND A HEALTHY AND WEALTHY NEW YEAR.FIGHTERS.

[**Tilly**]

and a merry christmas and a prosperous new year to you:)

[nigel1804]

WOW!!!!!!!!!!!! My wife made an accidental payment through Paypal out of an old Lloyds tsb account on the 21st of Dec 2007.We have just been informed that they are going to charge us £250 up to the 7th jan 2008.£15 a day where is the justification in that???????????????

 

Come on the OFT count down>>>>>>>>>>>>

 

And get this, I showed my knowledge of our group to him in a few stern words and my history of winning my bank charges back.And this was a manager. Sat and looked at me.He knew what we were talking.This Manager turned and said "I totally agree with you Mr R.............,but there is nothing I can do. I think the OFT will win their case" hallelooya. First Mushroom I mean Manager to not act like a mushroom.........

[nigel1804]

Well, Well, fancy that my wife rang them back,gave a full sob story and after going from one operator to another and offering £5 a month to pay it back because she has no other.One operator saw sence.Ok I will cancel all your charges........MMMMMMMMM.So why can't that be done before branch level mushrooms believe it can't be done.Are they lying to us knowing that it can be done,what sort of business conduct is that,? lying to customers, because thats what they are doing you guys. Believe it guys SOMEONE SOMEWHERE CAN REPAY YOUR CHARGES WITH THE PRESS OF A KEY.So the next time some person says to you we can't repay or we don't repay charges they are lying on several counts,they can repay and we know that they have repaid lots and lots of times.So banking Directors, stop making your prawns and mushrooms lie to their customers,Its not fooling anyone and its unfair to your staff...I know lots are very nice people and it doesn't become them.Come out from behind your Rosewood tables and desks and face the customers yourselves.You lowlifes, see what it feels like to lie and feel a fool.

[nigel1804]

HELP anyone.Interesting development today 23 Jan 2008.After successfully claim from Halifax several times in the middle of all these stays of action I had a phone call from G.M.A.C. solicitors offering me £200 to settle the claim,she wouldn't send it to me in writing it was an offer with no strings i.e. they were not liable.So now begs the question do I just carry on as I did with my other four claims that I won....? Are there moves happening that we don't know about....?are things going against them in the courts......? any advice boys and girls.......?regards Nigel

[sea-sidelady]

Do not settle for anything unless you have it in writing!!!

 

Unless they give you the whole amount including court fees and interest, in writing, then just carry on.

 

No letter........No settlement!!!

[nigel1804]

Yes that was my point in thinking too,but why suddenly now when everything is supposed to be in a stay of action:confused: ,I think they are just trying it on.....?No your right I'll tell her to pop the full amount including interest in to my account and we have an agreement:p.After all my mortgage is no longer with them.

 

thanks everyone regards Nigel

[nigel1804]

aNY NEWS FRON THE COURT CASES YET ANYONE,NOT HEARING MUCH ON THE NEWS.?REGARDS NIGEL

[ukaviator]

Hi Nigel

 

Probably won't hear anymore now until the judge announces his decision. This could be in May. Just the wait now.

 

How's Flying Nigel?

[nigel1804]

Great! we've just received a new desiel engine in one of our aircraft.Which is fairly interesting...let's see how long this engine lasts.So the court case did finish then and its down to the judge.Has anyboby given any inclins as to how we've done .regards Nigel

[ukaviator]

Not sure about the case Nigel. The banks will probably appeal if they lose. We should hear something in May.

 

Which Aircraft?

[nigel1804]

Hi C172's

[nigel1804]

:o Hi everyone.Just received a letter from Optima legal.They have written to the courts to extend the stay of action. Anyone else had this.?

 

regards

 

Nigel

[**Tilly**]

Hi Nigel

 

Yes i have seen a few around the site recieve these,so it looks everyone will get them

eventually.

 

 

 

Tilly

[waterbottle]

Is there a link to a post not a thread that will explain exactly what has happened re: the OFT test case in concise detail. My computer is slow and some of the threads can be a bit long and rambling. It's hard to find out what has happened.

 

Good luck with your claim Nigel.

[stonedecroze]

http://www.consumeractiongroup.co.uk/forum/bank-charges-media/126479-oft-test-case-news.html

 

You can probably find all you need here WB. but at the moment we are all in sort of limbo waiting for the test case Judge`s ruling, which is expected sometime in may

[nigel1804]

Ok had enough collection of charges.Now under the current circumstances should I just go direct to court to save waiting 4 weeks,or should I still do prelim and LBA before the court.I know it would show good comunication before court but we know how they are dragging their heels.

regards Nigel.

[sea-sidelady]

Is this for a new claim?

[nigel1804]

Hi sea side lady yea it is sorry for taking so long been away.

[**Tilly**]

Hi Nigel

 

If it is a new claim then yes send your prelim and then your lba, good to see you

back by the way

[nigel1804]

Hi Tilly.thats very kind.Not really been away I kept looking and observing.This will be the 5th time I've put a claim in against HBOS.1 outstanding at moment and this new one going in today.Wasn't you doing your mortgage too.?I'm currently claiming against GMAC.:D8-) regards Nigel.

 

I still have that man from the telephone halifax banking ringing in my ears accussing me of abussing my account after they had taken charges out that then took me overdrawn and stopped me feeding my family that weekend.It doesn't go away too easy does it.?

[nigel1804]

Hi again everyone.Just had Eversheds the sols for GMAC ring me in the middle of Sat afternoon with a second offer on my claim. If I accepted this offer I would be £200 light of my claim after the courts s69 8% so should I hold out for the rest ???????????:wink:

 

Regards

 

nigel

[stonedecroze]

aNY NEWS FRON THE COURT CASES YET ANYONE,NOT HEARING MUCH ON THE NEWS.?REGARDS NIGEL

 

Still nothing much Happening Nigel, other than banks altering t&cs and some reducing charges