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Dealing with DCA via email?


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I'm no expert in the insolvency arena, would a complaint to the Insolvency Service have any merit?

 

I would ask 42man about that Brig..

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Rofl yes i did mean hard and not hate :lol:

 

These guys are barstewards. I have had my fair share of threatening letters over the years and fell for them. Even had two ccjs back in the 90's. One of which i now know had no legs as it was a roll up of overdraft and loan done without my consent. The other,in all likelihood would probably not been legal if i had fought it.

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[ATTACH=CONFIG]40162[/ATTACH]

 

I hope this has worked

 

Sorry tooooooooo small.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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I think they have misused the term sequestration..

 

It normally refers to the sequestration of jurors where they are hived off to a hotel for the night..

 

Although it can mean the holding of property or assets in debt cases.

 

The fact is that this is without doubt an empty threat because of the sum being below the BR thresh hold and I agree that the letter must be copied to the OFT.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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