Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • We have spoken to DVLA and been told to write a letter with the details. Even though there is no address available it will be on record that she is no longer the keeper and that will be backdated to the time of sale.   I'm sorry I haven't addressed your questions. It's a Mini 07 registration 70,000 miles, service history, well maintained, bodywork perfect, 2 former owners MOT  December and recently serviced. Price £1900. As far as we are aware there were no other issues apart from the small oil leak - they are claiming there is oil all over their drive but there has never been any oil on our drive. (My daughter did suggest that they might not have screwed the oil cap on properly). In fact a local garage looked at it the day before the sale and their description of the leak was 'slightly damp'. It was advertised on Gumtree and Facebook Marketplace. The advertised price was £2250. There was no smell of burning oil when they test drove, nor had there been any such smell or fumes.
    • To answer the question, no, unless they do it illegally. 
    • the differences between brexiter bull-fantasy and Remain Reality begins to bite   add in: Just a year ago she was saying in the express that Brexit would stop the EU 'stealing' our stocks 'on OUR terms', without mentioning:   * the vast majority of our catches are sold to the EU (which she should know as a fish auctioneer profiting from others work) * the effects tariffs would have * The vast majority of the fish we eat is imported * The United Nations stocks agreement * The migratory nature of the fish (sic) * Irish and Scot fishing/territorial waters if they become independent   and of course she's out of one of her income streams LOL .. but I assume her fish auction company can still auction UK catches to the EU without change ... for now   You can understand how terms like 'mummery' came into use can't you?
    • Thank you for your responses. In terms of the vehicle, it is a 2010 volkswagen crafter which I purchased for £2500. It has 160,000 miles on the clock. But for its last MOT had 260,000 miles on the clock.  The reason I didnt check these bits and Bob's is due to the fact I have only bought new previous to this and being young I guess I was naive and trusting to a certain extent or should we say inexperienced in used vehicles.   He has several Van's listed and several more at his address also. I have his address yes, I'm unsure on ownership of said property.   I have pictures of all conversations between ourselves, I also now have written confirmation from a garage in regards to the forged service history I am awaiting a call off 2 others as I type this. I am now losing an extreme amount of money per day due to not being able to work or get the money back and this is seriously affecting my health already.   Apologies if i have missed anything out there I've tried to answer as best I can.
    • Have you been in contact with the Council's Housing and Homeless Team? Also have you had a proper benefit assessment.
  • Our picks

outlawla

Government Defeat on Bully bailiffs

style="text-align:center;"> Please note that this topic has not had any new posts for the last 2587 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

This is good news, one small step and all that :thumb:

 

Have you posted this up outlawla?

 

One small step, yes this one is down to outlawla, he deserves a major prize for research.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

The C&C Bill as I understand it is to introduce the Bailiffs and Enforcements Council as an approved regulator. For bailifs to be regulated, it needs a statutory regulator - whose function will:

 

-licence bailiffs

-approve the businesses and organisations that employ them

-accredit the professional bodies that represent them

-set standards of conduct

-monitor performance

-investigate complaints

-punish failure to comply with regulations and order redress where appropriate

 

But government will never do it because its the government stands to be the biggest loser being the largest benefecial user of bailiffs.

 

Its widely accepted that bailiffs are having to collect as much money from debtors that do pay, to offset losses from debtors that dont pay which is why we have this mess we see today.

 

A statutory regulator? Stand on me, it will never happen.

Share this post


Link to post
Share on other sites

wow thats excellent, lets hope something is done and soon. Perhaps a copy of that should be sent to councils around the country, especially those who employ Martons, Rossendale and Equita. Thats about two thirds of the councils then ;)

Share this post


Link to post
Share on other sites
The C&C Bill as I understand it is to introduce the Bailiffs and Enforcements Council as an approved regulator. For bailifs to be regulated, it needs a statutory regulator - whose function will:

 

-licence bailiffs

-approve the businesses and organisations that employ them

-accredit the professional bodies that represent them

-set standards of conduct

-monitor performance

-investigate complaints

-punish failure to comply with regulations and order redress where appropriate

 

But government will never do it because its the government stands to be the biggest loser being the largest benefecial user of bailiffs.

 

Its widely accepted that bailiffs are having to collect as much money from debtors that do pay, to offset losses from debtors that dont pay which is why we have this mess we see today.

 

A statutory regulator? Stand on me, it will never happen.

 

I hope to see you proved wrong, If we all thought as you did there wouldnt be a place like this. Its time for change it is being recognised that bailiffs need to be leashed and trained to behave and play by the rules, if not then they are out, full stop.

 

Too many are coming forward for this to be ignored any longer.

Share this post


Link to post
Share on other sites

The words were fine and dandy, in Hansard but they still shilly-shallied around the issue with many platitudes but little substance imho


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites

I just don't understand why the Government, whichever stripe is in power is just so damned stupid, is the Bailiff Lobby THAT powerful?

 

Replacing Bailiffs with a more humane system would mean that all government owed monies, council tax, fines etc would have a 100% recovery rate, surely thats attractive, hell the reason Councils are abusing the bankruptcy and bailiff system is to try and raise their stats.

 

For Private CCJ debt I would consider bringing a system similar to NI, but with more of a focus on automated/electronic recovery rather than a chap popping round. How I imagine such a system and some of its scenarios:

 

I have just had a CCJ awarded against me in Court - I am there in this scenario - I do not ask the Judge to vary my order, as this will be default, what happens instead is the Judge simply says "Mr Caledfwlch are you able to make a payment to clear the debt in its entirety today or within the next 2 months?"

"No Your Honour"

"OK" says the Judge, "now, please pop across and see Mr Smith in Room 4"

I get to Room 4, and sit down with Mr Smith, a HMCTS Debt Officer. We now have 2 potential backgrounds for myself

A: I am in full time employment. B: I am on benefits.

Background A: Mr Smith shows me the usual repayment plan - for example, if working full time minimum wage, then this is £10 a week, payable online monthly. He explains that if I miss a months payment, then HMCTS will automatically apply an Attachment of Earnings Order unless I have a good reason.

Scenario B: Mr Smith explains that from now on HMCTS will automatically deduct repayments from my benefits at £3 a month say.

 

Such a system would be far easier to administer, far more efficient and be far less damaging to society than the Bailiff system. The emphasis would be on encouraging voluntary engagement, with harsh penaltys and recovery methods for those who refuse to engage, much like in NI. I genuinely have no problem with the Her Majesty's Courts being able to automatically apply and use AOE's on people refusing to engage, since this would remove bailiffs, would make debt recovery that has gone to court far more humane, and would even remove charging orders etc.

 

I imagine a lot of work would be needed into looking into the mechanics and so on this is just my "quick idea scribbled out" solution.


[sIGPIC][/sIGPIC]

Share this post


Link to post
Share on other sites

@ Caledfwlch "I just don't understand why the Government, whichever stripe is in power is just so damned stupid, is the bailifflink3.gif Lobby THAT powerful?"

 

Yes unfortunately that would appear to be so, in fact a bigwig from MOJ defected to one of the very bailiff companies who cause debtors most grief recently!


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Share this post


Link to post
Share on other sites
I just don't understand why the Government, whichever stripe is in power is just so damned stupid, is the Bailiff Lobby THAT powerful?

 

Replacing Bailiffs with a more humane system would mean that all government owed monies, council tax, fines etc would have a 100% recovery rate, surely thats attractive, hell the reason Councils are abusing the bankruptcy and bailiff system is to try and raise their stats.....

 

 

The propaganda from the likes of Miss-Jones doesn't help. You know the sort of thing – £Xmillion debt collected which would otherwise be taken away from caring for the elderly. However, the government just takes it all in.

 

When you look at successful debt collected by bailiffs as a percentage of debt passed to them, their effectiveness is abysmal.

 

Even when put in percentage terms, the information is still misleading and bailiff performance, even at these low levels is over rated.

 

What they always omit from these PR stunts is to tell you how much of the "so called" collected debt, paid via the bailiff firm would actually have been paid regardless of them being intsructed.

 

In relation to outstanding council tax, how much of the money paid via bailiffs would be money owed purely as a consequence of instalment facilities being cancelled? Authorities are unfortunately permitted to do this because of flawed Council Tax legislation, but whichever way you look at it, this element of alleged outstanding money owed would not technically be outstanding debt. Councils just create a temporary debt by demanding the entire liability at once by cancelling instalments.

 

Householders struggling to hit instalment dates will have been pushed into paying the entire council tax in one go and consequently forced into paying additional fees for court costs and bailiffs when they obviously struggled in the first place.

 

In these cases, the majority of the money would have been paid by the end of the financial year despite court action and bailiff enforcement. Perhaps the reason they don't want to change things is because each council can make at least a couple of hundred thousand pounds a month in court costs.

Edited by outlawla

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...