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Notice of assignment received from Cabot

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My debt with sainsburys bank has been assigned to Cabot!

What should I do?

 

I've been paying £1 per month to sainsburys for the past 6-8 months.

 

Should I request the deed of assignment?

 

I really don't want to line cabots pockets with my money,

I was quite happy to pay sainsburys!

 

Should I carry on paying the £1 and do a CCA request and see if they can provide it?

 

Many thanks and apologies for bad punctuation (I'm on my iPad)

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you wont get to see a deed of assignment.

 

has it been sold or collecting.

 

dx


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Isn't it my right for them to show me proof of the assignment? It has been sold to Cabot and I have received a notice of assignment.

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That is all that is needed, you have been notified properly.

Until you hear from Cabot do nothing.


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I have heard from Cabot, they sent me a Notice of Assignment!

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Wait until they write again!!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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YES to the original creditor until Cabot start telling you to pay them, when a payment ''plan'' is in place Cabot must continue it.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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i'd get a n SAR off to sainsbury's too

 

 

get reclaiming.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Sorry just noticed in the NOA it states that I should pay Cabot directly. It states that my agreement is still in place that I had with sainsburys and I should pay them direct, should I do that?

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i would suspect you have lots of £12 PENALTY fees

and PPI?

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I'm not sure about that, I will have to look into it. I knew you could claim back ppi but didn't know you could claim back charges!

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You can try but most companies these days do not play ball. In your NOA does it say absolute assignment or equitable. If neither does it say they own the rights and duties or just the rights. Maybe it will say if they are the data controller. I would set up payment to cabot and also issue a cca request to them.

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If there was a payment arrangement in place with Sainsbury then Cabot are obliged to continue. Are there any review dates in place ?


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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Yes a payment arrangement was in place with sainsburys! It is to be reviewed next year...should I set up same arrangement with Cabot?

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You need for Cabot to give you their bank details - you do not want to set up a Direct Debit..


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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