Debt Managers LTD and their letters

[vegascash]

I would like to give you a bit of insight to this.

 

Way back in Early 2007, I bought a Fridge Freezer from a Catalogue, and paid it off in 2 or 3 payments.

 

Simple, right?

 

I received a letter many months ago by a company called Arrow Global, asking me to contact them regarding a personal matter.

I disregarded it after I researched who they were.

 

A month later, I received another letter asking for money (£542), again disregarding it.

 

A month after that, I received another letter DEMANDING money, again, it was disregarded.

 

At this point, I worked out how much the Fridge Freezer was, and read a few forums to get the sort of admin Fee's charged from debt collectors. Funnily enough, it came to £542.

 

 

I heard nothing for 4 months, then 5 weeks ago, I received a letter from Debt Managers LTD asking to contact them regarding a personal matter (yawn). I disregarded it.

 

Three weeks ago, I received another letter saying I have to pay this debt (that £542 figure appeared again).

 

However, today I received a letter saying that they are sending doorstep collectors to get the money.

 

Now, I have checked my Credit Report on Experian, and there is NO record of any outstanding debt from anybody, let alone a catalogue.

 

One thing to note is that the letter comes to a name which is slightly different than mine.

 

My first name is a double-barrel name, and these letters only have the first name.

 

All my ID has my double-barrel name.

 

Any advice?

 

Thanks

[dx100uk]

phishing trip me thinks.

 

i'd ignore them.

 

dx

[citizenB]

Might be worth an email to the OFT.

[vegascash]

phishing trip me thinks.

 

i'd ignore them.

 

dx

 

I'm not too sure, because it seems that the sum of the money adds up to the cost of the Fridge Freezer plus the extortionate fees they charge.

[dx100uk]

cant see how you are arriving at your 'logic'

 

there are no set fees any dca can charge.

 

even if they own the debt

they can only 'attempt' to charge those in the T&C's of the Original Agreement

 

and even then they are an UNLAWFUL PENALTY.

 

can't see why you want to do their job for them

and sort of 'justify' their fleecing antics in your mind.

 

ignore them.

 

if there was any chance of a claim

 

the OC would have done this years ago.

 

dx