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    • £3000* as your contribution (Excess) to the sum insured.   If you are on fully comp. you’ll get your repairs, their repairs (and costs) and have to contribute £3k*.   If you are on 3rd party (fire & theft) you’ll get their repairs (and costs) and have to contribute (£3k* AND all of your repair costs), [unless you don’t want your car repaired when you’ll just pay the £3k*]   * £3k if the total exceeds £3k, the tot value of the claim if the claim doesn’t exceed £3k : why it  is important to find out the value of their claim and if their claim is appropriate or inflated.
    • I think you're conflating the discussion with your own view of what open borders means.  Obviously I don't think it's sensible to allow people to come to the country and claim whatever they can - They can't even do that now.  If they have a job, and are able to support themselves then that is what I would say is fair enough.  The real issue with selecting who comes to the country is that you can't devise a system that selects people fairly, and it would need some human intervention down the line.  How do you decide who is of benefit to the country etc.. I think if we go down that route, that is where I feel uncomfortable.  Even if we adopted an Australian points based system it wouldn't reduce immigration, and the hole notion of only allowing people that earn above a certain sum of money to come to the country is plain silly - As if the amount of money someone earns is the mark of their character.  And as we know, we rely heavily on low skilled seasonal labour.     Your point is moot because our low skilled workforce have no reason to move to another country unless the standard of living is equal or better to ours.  I did read the other day though that the UK provides the greatest number of immigrants from any other country to Australia.   I would suggest that the foreign aid everyone likes to grumble at is a way to improve living standards in other countries.
    • I dont care what race, colour, creed, sexuality or personal religious beliefs anyone holds and just like I dont believe anyone should be penalised in any way for their purely personal choices and beliefs, neither do I believe they should expect or be given benefit or preference over any others based on them.   Real non-discrimination in my opinion.   If a person is a benefit to our society - I don't care about their purely personal choices. If a person is not a benefit to our society - I dont care about their purely personal choices.   ... and that certainly is not anything approaching Nazi-ism in my opinion. Sounds more like real world socialism to me than most self-proclaiming socialists I hear and see.     Are people who make 'profit' - all 'bad' - are they heck as like Are people who say we should give everything away to those more 'needy' - all 'good' - are they heck as like and in the vast majority of those cases most are nether of the extremes of 'good' or 'bad',   .. although it is arguable that those who consciously make a personal choice give away all their personal belongings other than perhaps the absolute minimum they NEED - to those more needy ... are 'saints' - if their personal choices accept that, and whether officially acknowledged or not.     I agree it would be great if the world was at peace with itself and everyone, and no-one went hungry or feared for their childrens futures, and there was no greed, or fear or hate or even want - but this is the real world, and we have to deal with it in real ways.   Not even Star Treks federation is close, let alone the reality we need to deal with.
    • This will be won’t pay more.  The Ex-husband got his ex-wife to go to mediation to sort out the financial side because they own property together.  The ex-wife did not like what she heard from the mediator and would not cooperate. So they wasted 3 visits. Afterwards she arranged another mediation meeting but just for herself without the ex-husband involved and paid over £120 to tell the mediation service how shit she thought they were. Then told the ex-husband what she had done.     Now here’s a new bit of information at the moment the ex’s have one of their houses up for sale, can my sister put a lean on the house?  If yes, how does she put the lean only on the ex-wife’s part of the money
    • I have had to fill in a declaration a few times. southern Water are the worst performing Water provider in the UK. They have even been investigated by the Serious Fraud Office.    I have no doubts there will be many vulnerable Southern Water customers with similar issues who are not aware there Watersure Tariff has been wrongfully  removed.   The culture within Southern Water as I have experienced lacks transparency. The Customer Service Manager used language that removed all blame from Southern Water. Instead of saying they would accurately re bill me he said he would look into the overpayments Inhabe been making!!
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tomtubby

New "Sticky" concerning Legal cases and Judgments.....any suggestions?????

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The following are lists of legal cases /Judgements and a description of the relevance of each case.

 

As an example I will be providing copies of the following:

 

Toseland Building Supplies v Bishop Groundworks Ltd: This appeal court case is relevant if claiming that goods or a vehicle are "Tools of the Trade".

 

DSI Foods etc: This vitally important appeal court case regarding Shergroup Ltd confirms that a bailiff CANNOT assume that all goods in the property belong to the debtor and that he must ensure that he reads any documentation given to him. The 2nd most crucial part of the judgment is that a bailiff should only visit the address given on the writ of fi fa/warrant.

 

Michael Throssell v Leeds City Council: This case was one where Mr Throssell was seeking "detailed assessmant" of the bill from a bailiff and where the District Judge confirmed that a bailiff cannot charge "multiple charging for enforcing more that one Liability Order.

 

Anthony Culligan v Marston Group Ltd: This is a simply stunning Judgment which related once again to a dispute regarding legal fees charged by Marston Group. The Judgment handed down by District Judge Avent is by far the clearest and most easily understood Judgment and details in clear language the fees that can be charged by a bailiff when enforcing an unpaid parking charge notice. Of vital importance this Judgment confirms that a bailiff cannot charge a fee for clamping a car.

 

There are other Judgments that will be included as well and I will be updating this thread with details over the Xmas holiday period.

 

If anyone has any suggestions etc these would be most welcome.

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Well I think a "casebook" would useful for people.

 

Thanks tt.


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Yes, this would be very useful indeed - thanks TT :)


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This is an excellent idea. I suggest that the list be divided into two sections, namely binding judgements from the Higher Courts and those from the lower courts that are merely persuasive.

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Thank you Lamma I will bear this in mind.

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Very useful, cases and judgments at a glance, ideal when formulating advice and a response to a particular situation for a Cagger in need.


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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Personally & thinking of "Stickies" overall I would like to see some of the old ones return and possibly have others brought up to date, shall ask to see if there is a mechanism for this.


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Ploddertom,

 

The stickies were all changed when the Consultation Paper was released. They all need to be removed and updated. I will be offering to do this as well over the Christmas period. I will be adding a sticky with details of the bailiff fee and how to calculate them.

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Ploddertom,

 

The stickies were all changed when the Consultation Paper was released. They all need to be removed and updated. I will be offering to do this as well over the Christmas period. I will be adding a sticky with details of the bailiff fee and how to calculate them.

 

Be interested to see as there is a plan afoot


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Ploddertom,

 

The stickies were all changed when the Consultation Paper was released. They all need to be removed and updated. I will be offering to do this as well over the Christmas period. I will be adding a sticky with details of the bailiff fee and how to calculate them.

 

Stickies will be dusted off, renewed and updated very soon :) hopefully by the new year. :thumb:

 

Dont know what we would do without you sometimes TT, keeping us informed and updated.

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