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    • Not really. The signs have to go where they are practical. Every single yellow should have a time plate, and the motorist has to look for it - you can just say you couldn't see it. If it's there, and I assume the CEO took a photo of it, then the driver has neglected his obligation to find out what the restriction is before parking.   The only way you might be able to argue this is if the sign is next to a separate stretch of yellow line - eg, separated from the one he parked on by, say, a road junction or a parking bay. Every individual stretch of line needs its own sign.
    • You haven't told us anything about the vehicle in terms of the make model mileage – price paid et cetera. Also where was it advertised and what the advertisement say? On the basis of what you have told us, you should have no problem asserting rights whether or not you are dealing with a trader or a private seller. However it would be helpful if it was a trader – and you say that it is and that you have evidence. The problem is, whether they trade. Do they have any seizable assets? You obviously dealing with somebody who is going to be very slippery even if you get a court judgement against them. Do you know where they live? Do they and their own property? And I suppose it won't be much of a comfort to you but it may be instructive to others when I say that you have managed to acquire all this evidence – but what a shame you didn't go about this before you parted with your money rather than afterwards.
    • Brillliant reply from Caroline Voaden MEP on Twitter.   Who will hold these people to account asks @june_mummery ? She has also asked if she can come back to attend fisheries com mtgs. Thing is June you wanted to leave. You wanted us to have no voice here, to go it alone. You all crow about your ‘win’. This is what it means. Well done
    • Thank you. What you have suggested about a motor trader had occurred and yes she has been naive about this. They were sufficiently satisfied to purchase the car and they did know about the problem. She had been driving it up until the morning of the sale with no problems and she had told them about the oil leak - it's otherwise in very good condition, has a long MOT and has been serviced regularly. There's also the issue of insurance should she accept return (she transferred insurance to her new car )
    • June Mummery, a Brexit Party MEP, has just woken up to the fact that leaving Europe gives us less control over fisheries. From her Twitter feed.   Attending the penultimate session of the #EuropeanParliament’s #FisheriesCommittee #PECHcommittee) with #BritishMEPs. The big question now is, who will be here to hold these people to account while they still control Britain’s waters, but the UK has no representation?
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maverick1103

First Step Finance - freind or foe?

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Hello all,

 

I have just come across this thread, I am a customer of FSF along with my partner. We have been with them for about 2 years now, we roughly have £5,000 in 'the pot' between us, though they are separate accounts.

Now I am a bit worried about our money that is in 'the pot' if something was to go wrong with FSF, so far we have had no issue's with FSF I know we pay 8% for their services but it's something we are happy to pay if we get debt free.

 

We we're told at the start that we would be debt free in a 'good' and 'worst' case scenario, unfortunately the good has past due to most debts being enforceable.

 

I myself have been told that one of my debts is unenforceable due to the creditor not proving certain information to FSF, I contacted them today to be told different information.

So I started thinking and then came across this forum, should I get out, if so what happens to our money that is in 'the pot' ? Also I see there are free DMP out there, will I get messed around again or should I stay with FSF?

 

Any advice will be appreciated! :-)

 

Maverick

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get out NOW!!

 

no fee paying DMP is EVER in it for YOUR benefit

 

only THEIR OWN.

 

dx


..

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get out NOW!!

 

no fee paying DMP is EVER in it for YOUR benefit

 

only THEIR OWN.

 

dx

 

Right ok, any ideas on how I go about getting my money back, or even if I can?

 

Thanks for the reply!

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own thread created

 

dx

 

Sorry didn't realise...

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what do you mean in the pot?

 

what is the status of the pot

 

dx


..

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what do you mean in the pot?

 

what is the status of the pot

 

dx

 

Sorry, the pot I refer too is monies I have paid over the period I have been with them, which is set aside for settling the debts early; normally when they have 50% they offer them an early settlement amount.

 

I was worried if I left them I would loose this money, though I have just spoken to them and have been told that my money would be paid to my creditors on a pro-rota basis apparently. I would prefer the money back so I can pay it to the main creditor.

 

Maverick

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ok its what they are going to sting you to get out of it too.

 

have you ever had a statement from them upon if your debts ARE going down?

 

you could always state you want the money back and close the deal now

 

as a relative is going to help you clear your debts.

 

you could do with all the paperwork too like the CCA's etc etc

 

dx


..

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ok its what they are going to sting you to get out of it too.

 

have you ever had a statement from them upon if your debts ARE going down?

 

you could always state you want the money back and close the deal now

 

as a relative is going to help you clear your debts.

 

you could do with all the paperwork too like the CCA's etc etc

 

dx

 

I have asked for a statement of what I have paid so far, they didn't say how much it would cost to leave, but I imagine there will be a fee.

 

Thanks for your help.

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i do hope you are not in for a wake up shock here

 

dx


..

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i do hope you are not in for a wake up shock here

 

dx

 

Me neither, will post back once I hear from them.

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not good news i'm afraid

 

http://www.oft.gov.uk/news-and-updates/press/2012/107-12#.UNZMM2d_eSo

 

I don't know what you have been told but FSF make arrangements with your creditors to make payments - have you been told if interest has been frozen and has this been confirmed with the creditors?

 

http://blogs.mirror.co.uk/investigations/2012/11/first-step-finance-is-dead-man.html


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from what you have said you think you are paying into a pot that they can make offers from but its not like that at all


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