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m hussain

Paying for a log book loan that isnt mine

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hi i had to pay 3000 for a loan that wasnt mine because of a car i bought in good faith


,why should i pay for somebody else ,


they seized the car because the police told me to give it to them and i would have my day at court bull>


>>>t it was going to be auctioned if i didnt pay so i had to fork out 3000


can somebody advice me what i can do

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Hi M Hussain,


Welcome to CAG.


I am sure the experts will be along shortly but in the meatime can you provide more information, e.g. was the car purchased from a dealer or direct, did you do an HPI check, who was the loan provider, was it baliffs that turned up, etc...


This is probably best in the 'Vehicle reposession' or 'General debt' forum - I will ask site team to move this to the correct forum



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Hi, sorry to hear about your problem with the car.


It sounds like you should be considering making a claim in the small claims court for a refund of the £3,000. The most important thing we need to know is the exact legal basis for the loan company's actions. Was it a Bill of Sale? Hire Purchase? This matters.


If you don't know, then you need to write a letter to the loan company stating that (1) you dispute their right to the car, (2) you are considering making a claim against them for a refund of the money, (3) please confirm the basis on which they claimed a right over the car within 14 days and if they don't reply you will issue court proceedings without further notice.




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