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'I was branded a criminal by my own bank after being talked into opening six accounts': How you could be blacklisted

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Thousands of innocent bank customers are being branded crooks because their names have been put on a secret blacklist. A Money Mail investigation has discovered how the credit records of around 1,000 ordinary savers a year are being wrecked by suspicious banks. Through no fault of their own, customers have had their details added to a register of possible fraudsters.

This places a black mark against them and can make it impossible to get a bank account, a credit card or mortgage. Anyone who demands to know why they have been put on the list is fobbed off, and told they cannot be given a full explanation because of spurious legal reasons. Campaigners are so concerned about this practice that they are in high-level talks between banks and regulators. Labour MP Stephen Timms, who is leading the debate, says: ‘The banks are treating customers very badly, and are failing in their duty of care towards them.

‘They are placing them on a blacklist without being certain that they are doing wrong, and leaving them potentially unable to get a bank account.

‘Often these people are totally innocent, yet they are unable to get an account from anyone else.’

Security expert Richard Emery says: ‘It is completely unacceptable for the banks to blacklist people without proper evidence. It is horrifying.

‘The banks claim they have the proper systems in place to spot genuine fraud, but if they do they appear not to be working.’

Banks are desperate to crack down on the estimated £2.5 billion they lose to fraudsters every year.

Read more: http://www.dailymail.co.uk/money/saving/article-2246643/I-branded-criminal-How-targeted-fraudster-unscrupulous-banks.html#ixzz2FB64mBZR

Edited by ukaviator

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Y does this not suprise me this blacklist should be exposed and any bank who uses this list should be made to compensate a very very substantial sum you on ly need to turn up in court and see the evidence and if it has wrongfully blackened your character they should be made to pay at least a minimum six figure sum






Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

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