Speed Credit The Very Worst Loan

[srwilliams86]

Ok So I took a look with Speed Credit 09.08.2012 for £200 plus interest of £48

 

I was then two weeks later told that my loan has been extended for another two week without my agreement.

 

I have also been getting the emails from NDR saying that they are taking payments at midnight and marshallhoares saying that they are sending someout to collect this is the first I have heard from marshallhoares today saying

 

BY LETTER AND EMAIL

Online payment ID: ref no

Outstanding amount: 1085

Letter of Instruction & Notice Reminder

Reference: BAILIFF/INTR/ref no

Client: Speed Credit - Speed Credit Loan**

Client Ref: ref no

Date: 15/12/2012

Dear name,

We are writing to give you formal notice that Speed Credit - Speed Credit Loan** has legally engaged Marshall Hoares Bailiffs to recover the above debt. This means that Marshall Hoares Bailiffs Limited will now recover this debt.

YOU WILL HAVE OR WILL SHORTLY RECEIVE A HOME VISIT

We intend to pursue you fully for all outstanding sums (GBP 1085) including any fees we incur collecting this debt as per the t erms and conditions of the contract you signed. Payment in full must be received no later than 17:00 to avoid further door collection fees being added to your file. DO NOT IGNORE OR THIS WILL COST YOU MORE

Debt GBP 680

Missed Payment Fee 3 (day 57) GBP 10

Solicitors - Case Preparation GBP 150

Missed Payment Fee 2 (day 43) GBP 10

NDR Accept Case File GBP 200

Missed Payment Fee 1 (day 29) GBP 10

Cash Transmission Fee GBP 5

Missed Payment Fee 4 (day 71) GBP 10

Missed Payment Fee 5 (day 43) GBP 10

Repayments todate GBP 0

Total GBP 1085

TAKE NOTICE: You should accept this letter as formal notification that unless payment is received within 4 days then your account will be fast-tracked and considered for the following:

Consequences of inaction:

1. Court Action legal action may be started in the County Court (or Sheri ff Court if you are in Scotland) for recovery of the full amount outstanding. Any such proceedings will include additional claims for legal costs and interest which will increase the amount you will be required to pay.

2. Warrant of Execution or its Scottish equivalent will be applied if we successfully obtain a County Court Judgment or Sheriff Court Judgment for to enable us to seize goods at your addresses and or an attachment of your earnings.

3. Register of Judgements any judgement will be entered in a public register, the Register of Judgements, Orders and Fines Credit Reference Agencies, who will supply them to credit grantors and others seeking information on you financial reputation. This will make it very difficult for you to get credit.

4. Credit reference Speed Credit have already advised the Credit Reference Agencies of your Default. This may seriously affect your ability to obtain credit in the future. Once the balance is paid in full, only then will the default be shown as "Default Satisfied".

To AVOID A HOME VISIT or further action you should PAY IMMEDIATELY

1. online using a card by visiting:

www.marshallhoares.com

OR

2. at bank either over the counter at the bank or by electronic transfer to:

Barclays Bank

Account Number: 93462382

Sort Code: 20-50-94

Reference: Use your mobile number (.........) as a reference

This debt will not go away and should not be ignored

You can contact us on 08433811111 to discuss your outstanding debt.

Yours faithfully

 

 

Anti - Fraud

Marshall Hoares Bailiffs

Telephone: 0843 381 1111

 

The content of this email should not be considered as an acceptance of any offer unless we previously review and expressly approve in writing your terms and conditions relating to the subject matter of this email.

The information in this email is private and confidential. If you are not the intended recipient(s) or have otherwise received this email in error, please delete the email and inform the sender as soon as possible. This email may not be disclosed, used or copied by anyone other than the intended recipient(s). Any opinions, statements or comments contained in this email are not necessarily those of Marshall Hoares Bailiffs Limited. If you wish clarification of any matter, please request confirmation in writing.

Marshall Hoares Bailiffs Limited is a company registered in England and Wales whose registered address is Marshall Hoares Bailiffs Limited, 15 Lyndhurst Terrace, London, NW3 5QA, United Kingdom. Company registration number 06871092. Marshall Hoares Bailiffs Limited is licensed by the Office of Fair Trading under Consumer Credit Licence number 631168.

We take precautions to minimis e the risk of this email containing a software virus but you should use virus checking software.

 

I have recently become unemployed and finding it hard I wish to pay the debt but believe the total amount of £1,085 is not right any advise would be gratefull.

 

Thanks

[rippedoff15]

Dont worry Speedcredit NDR & Marshall Hoares are all the same company, only pay by direct transfer and repay the loan plus months interest. Report them to the OFT & FOS keep all emails etc etc,

[maroondevo52]

Hi,

 

I take it you did not attempt to make any payments after August when you took out the loan ?

[srwilliams86]

Does anyone have a email template to send to them and I guess I reply too Marshall Hoares and not NDR

[srwilliams86]

No i didnt as I told them on the phone that I didnt ask for a 2 week extension on my loan

 

and they just seem to add more charges so wanted to know where I stand before i take action.

[maroondevo52]

No i didnt as I told them on the phone that I didnt ask for a 2 week extension on my loan

 

and they just seem to add more charges so wanted to know where I stand before i take action.

 

Ah right, wasn't sure what you were saying, sounds totally out of order, I'm sure the guys will keep you right regarding dealing with these people.